Best Automated Savings Apps in 2026
17 automated savings apps ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
| # | Platform | Score | Why | From | Free plan | Paid from | Card roundups | |
|---|---|---|---|---|---|---|---|---|
| 1 | Plum | 7.5 | RecognisedAPIDocumented | €3.99/mo | Yes | — | Yes | View |
| 2 | Chip | 7.4 | RecognisedAPIDocumented | £5.99/mo | Yes | — | — | View |
| 3 | PiggyVest | 7.2 | RecognisedAPIDocumented | Free | Yes | — | No | View |
| 4 | finbee | 7.2 | RecognisedAPIDocumented | ¥250/mo | Yes | — | Yes | View |
| 5 | Goin | 7.0 | RecognisedAPIDocumented | €1.33/mo | Yes | — | Yes | View |
| 6 | Spave | 6.5 | RecognisedAPIDocumented | Free | Yes | — | Yes | View |
| 7 | SavingsBox | 6.4 | RecognisedAPIDocumented | Free | Yes | 4.99 /mo | Yes | View |
| 8 | Amini | 6.1 | RecognisedAPIDocumented | Free | Yes | — | — | View |
| 9 |  Tunzi | 6.1 | RecognisedAPIDocumented | Free | Yes | — | No | View |
| 10 | Betterment | 5.9 | RecognisedAPIDocumented | $0.05/mo | Yes | 5 /mo | — | View |
| 11 | Qapital | 5.8 | RecognisedAPIDocumented | — | No | 3 /mo | Yes | View |
| 12 |  Nebo | 5.8 | RecognisedAPIDocumented | Free | Yes | — | Yes | View |
| 13 |  PayDay | 5.8 | RecognisedAPIDocumented | Free | Yes | — | Yes | View |
| 14 |  Raiz | 5.5 | RecognisedAPIDocumented | A$2.50/mo | No | — | Yes | View |
| 15 |  Guac | 5.3 | RecognisedAPIDocumented | Free | Yes | — | No | View |
| 16 |  Piggo | 5.3 | RecognisedAPIDocumented | Free | Yes | — | No | View |
| 17 | Albert | 5.0 | RecognisedAPIDocumented | — | No | — | — | View |
Is your platform on this list?
Numbered spots on this list can be sponsored. They are labelled, and the editorial order and scores never change for payment.
Questions about this list
Which automated savings app is ranked first on Inferse?
Plum is ranked #1 of 17 with a score of 7.5. Chip is second and PiggyVest third.
How many of these have a free plan?
14 of the 17 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, Betterment has the lowest first paid tier we found: $0.05/mo.
How is this list ranked?
Ranked on what each maker publishes, open and connectable first: a public API, open-source code, the depth of its documentation and a free tier to try it on. Model lists are sorted by the figure in their title, exactly as each provider publishes it. Paid placements never change a rank.