Best Cross-Border Payment Platforms in 2026
Updated
In short: Airwallex Payments is ranked #1 of 27 as of 2 October 2026, ahead of Checkout.com and Mollie. The best-ranked option with a free plan is Checkout.com. The lowest first paid tier on this page is Mollie at €9/mo.
If your business accepts payments across borders, compare platforms by the markets and payment flows they can support. The ranking covers supported currencies, local payment methods and settlement, merchant coverage, and FX handling. Payout speed adds an operational consideration, while free-plan availability and paid-from pricing help you assess the listed cost options. Airwallex Payments, Checkout.com, and Mollie lead the entries, with Adyen and Rapyd also near the top. Consider which currencies and local methods matter in the countries you serve, and weigh settlement and payout details against the way funds need to move through your business.
27 cross-border payment platforms ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
| # | Platform | Score | Why | From | Free plan | Paid from | Local payment methods | |
|---|---|---|---|---|---|---|---|---|
| 1 | Airwallex Payments | 8.7 | RecognisedAPIDocumented | $12/mo | Yes | — | Cards, digital wallets, bank transfers, buy-now-pay-later, direct debit, online banking, and cash methods | View |
| 2 | Checkout.com | 8.6 | RecognisedAPIDocumented | Free | No | — | major card schemes; direct debit; voucher payment schemes; digital wallets; bank transfers | View |
| 3 | Mollie | 8.5 | RecognisedAPIDocumented | €9/mo | No | — | Credit/debit cards; BANCOMAT Pay; Bancontact; Belfius Pay Button; Bizum; BLIK; EPS; iDEAL; KBC Payment Button; MB Way; Multibanco; MyBank; Pay by Bank; Przelewy24; Satispay; SEPA Bank Transfer; TWINT; SEPA Direct Debit; Alma; Billie; in3; Klarna; Riverty; gift cards; paysafecard; vouchers; Apple Pay; Google Pay; PayPal; point of sale | View |
| 4 | Adyen | 8.2 | RecognisedAPIDocumented | — | No | — | ACH Direct Debit, Afterpay, Alipay, American Express, Apple Pay, Bancontact, Blik, Carte Bancaire, China UnionPay, Clearpay, Diners, Discover, eftpos Australia, Girocard, Google Pay, iDEAL, JCB, Klarna, Maestro, Mastercard, MB Way, MobilePay, Multibanco, online banking, open banking, PayPal, PayTo, Trustly, TWINT, Vipps, Visa, WeChat Pay | View |
| 5 | Rapyd | 7.8 | RecognisedAPIDocumented | $99/mo | No | — | Cards, bank transfers, digital wallets, cash, real-time payment networks, stablecoins | View |
| 6 |  Payoneer Checkout | 7.7 | RecognisedAPIDocumented | — | No | — | Visa, Mastercard, American Express, Apple Pay, Google Pay, buy now pay later, local payment methods | View |
| 7 |  Paymentwall | 7.7 | RecognisedAPIDocumented | — | — | — | Credit cards, e-wallets, bank transfers, mobile carrier billing, prepaid, and cash payment methods | View |
| 8 |  Currencycloud | 7.4 | RecognisedAPIDocumented | — | — | — | Swift, local domestic payments, SEPA, ACH, Faster Payments, RTP, Fedwire, CHIPS | View |
| 9 |  2Checkout Hosted Checkout | 6.8 | RecognisedAPIDocumented | — | No | — | — | View |
| 10 | Cybersource | 6.2 | RecognisedAPIDocumented | — | — | — | Credit cards; debit cards; digital wallets; eWallets; bank transfers; direct debits; installment payments; cash | View |
| 11 | dLocal | 6.2 | RecognisedAPIDocumented | — | — | — | credit cards, debit cards, local bank transfers, cash payments, digital wallets, mobile money, real-time payments, buy now pay later | View |
| 12 | PPRO | 6.0 | RecognisedAPIDocumented | — | — | — | local cards; bank transfers; instant payments; digital wallets; cash-based payments; BNPL | View |
| 13 | PayU Global Payments | 5.9 | RecognisedAPIDocumented | — | — | — | Cards, digital wallets, online bank transfers, QR payments, deferred payments, local payment schemes, and other alternative payment methods | View |
| 14 | Wise | 5.9 | RecognisedAPIDocumented | Free | Yes | — | — | View |
| 15 | Paysafe | 5.6 | RecognisedAPIDocumented | — | — | — | Cards, ACH, direct debit, bank transfer, eWallets, cash, prepaid vouchers, Apple Pay, BLIK, crypto | View |
| 16 |  Xendit | 5.6 | RecognisedAPIDocumented | — | — | — | Cards, virtual accounts, bank transfers, e-wallets, QR codes, direct debit, retail outlets, online installments | View |
| 17 | Nium for Platforms | 5.6 | RecognisedAPIDocumented | — | — | — | bank accounts, local bank rails, cards, wallets, stablecoins, SWIFT | View |
| 18 | Mangopay | 5.3 | RecognisedAPIDocumented | — | No | — | — | View |
| 19 | CellPoint Digital | 5.3 | RecognisedAPIDocumented | — | — | — | — | View |
| 20 |  Primer | 5.0 | RecognisedAPIDocumented | — | — | — | — | View |
| 21 |  Spreedly | 5.0 | RecognisedAPIDocumented | — | No | 750 /mo | — | View |
| 22 |  Tazapay | 5.0 | RecognisedAPIDocumented | — | No | — | Bank redirect, local bank transfers, credit/debit cards, wire transfers, voucher-based transfers, mobile money | View |
| 23 |  Gr4vy | 4.9 | RecognisedAPIDocumented | — | — | — | — | View |
| 24 |  Paystack | 4.9 | RecognisedAPIDocumented | — | — | — | cards, bank accounts, bank transfers, USSD, Apple Pay, Google Pay, Visa QR, mobile money, POS | View |
| 25 | APEXX Global | 4.6 | RecognisedAPIDocumented | — | — | — | — | View |
Is your platform on this list?
Numbered spots on this list can be sponsored. They are labelled, and the editorial order and scores never change for payment.
Questions about this list
Which cross-border payment platform is ranked first on Inferse?
Airwallex Payments is ranked #1 of 27 with a score of 8.7. Checkout.com is second and Mollie third.
How many of these have a free plan?
4 of the 25 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, Mollie has the lowest first paid tier we found: €9/mo.
How is this list ranked?
Ranked on what each maker publishes, open and connectable first: a public API, open-source code, the depth of its documentation and a free tier to try it on. Model lists are sorted by the figure in their title, exactly as each provider publishes it. Paid placements never change a rank.