Best Merchant of Record Software in 2026

Selling digital products or subscriptions brings checkout, delivery, payouts, and tax considerations into the same software choice. Compare checkout options, digital delivery, subscription billing, and tax handling, then check supported countries and payout currencies against where and how you sell. Free-plan availability and paid-from pricing add cost details to consider. Coda, Polar, and Tebex are among the entries, with Fungies and Gumroad also listed. Use the stated capabilities to weigh how each service could fit your sales model and the operational requirements around customer payments and product delivery.

32ranked
6free plans on this page
£12.49/molowest paid tier
9 Oct 2026last checked

Merchant of Record Software, one module each.A lit port is something its maker publishes; 25 of 25 with a known API signal have a public API.

  1. 01 Aquadratic API yesFREE yesDOCS 7.4$19/mo
  2. 02 Coda API yesFREE yesDOCS 7.4Free
  3. 03 Polar API yesFREE yesDOCS 7.4$20/mo
  4. 04 Tebex API yesFREE yesDOCS 7.4£12.49/mo
  5. 05 Fungies API yesFREE yesDOCS 7.3Free
  6. 06 Lemon Squeezy API yesFREE yesDOCS 7.3Free
  7. 07 Breeze API yesDOCS 7.0
  8. 08 Reach API yesDOCS 7.0
  9. 09 FINBPM API yesDOCS 6.9
  10. 10 Freemius API yesDOCS 6.9
  11. 11 Gumroad API yesDOCS 6.9
  12. 12 NDEIGHT API yesDOCS 6.9$49/mo
  13. 13 Whop API yesDOCS 6.9
  14. 14 2Checkout Hosted Checkout API yesFREE noDOCS 6.8
  15. 15 Cleverbridge API yesDOCS 6.8
  16. 16 Creem API yesFREE noDOCS 6.8
  17. 17 Dodo Payments API yesFREE noDOCS 6.8
  18. 18 Kelviq API yesDOCS 6.8
  19. 19 Macropay API yesDOCS 6.8
  20. 20 Xsolla API yesFREE noDOCS 6.8
  21. 21 Zotlo API yesFREE noDOCS 6.8
  22. 22 Digital River API yesDOCS 6.7
  23. 23 FastSpring API yesDOCS 6.7
  24. 24 NineLogix API yesFREE noDOCS 6.7
  25. 25 Nordgate API yesDOCS 6.7
Compare all 25 in a table
#PlatformScoreFree planPaid fromTax handlingSubscription billing
1Aquadratic7.4Yesfull
2Coda7.4NofullYes
3Polar7.4Yes20 /mofullYes
4Tebex7.4YesfullYes
5Fungies7.3YesfullYes
6Lemon Squeezy7.3Yes
7Breeze7.0fullYes
8Reach7.0fullYes
9FINBPM6.9fullYes
10Freemius6.9fullYes
11Gumroad6.9
12NDEIGHT6.9collectionYes
13Whop6.9YesfullYes
142Checkout Hosted Checkout6.8No
15Cleverbridge6.8
16Creem6.8NofullYes
17Dodo Payments6.8NofullYes
18Kelviq6.8NofullYes
19Macropay6.8NofullYes
20Xsolla6.8NofullYes
21Zotlo6.8NofullYes
22Digital River6.7
23FastSpring6.7No
24NineLogix6.7NocollectionYes
25Nordgate6.7NofullYes

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