Best Mobile Payment Processing Software in 2026
21 mobile payment processing software ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
| # | Platform | Score | Why | From | Free plan | Paid from | Reader required | |
|---|---|---|---|---|---|---|---|---|
| 1 |  Helcim | 8.3 | RecognisedAPIDocumented | Free | No | — | — | View |
| 2 | Clover Go | 7.8 | RecognisedAPIDocumented | — | — | — | No | View |
| 3 | Stripe Terminal | 7.7 | RecognisedAPIDocumented | $2.70/mo | No | — | No | View |
| 4 |  PayAnywhere | 7.5 | RecognisedAPIDocumented | Free | Yes | — | No | View |
| 5 | Paid for Stripe | 7.2 | RecognisedAPIDocumented | Free | Yes | — | No | View |
| 6 |  QuickBooks GoPayment | 7.1 | RecognisedAPIDocumented | Free | Yes | — | No | View |
| 7 | Zeller | 7.0 | RecognisedAPIDocumented | Free | Yes | — | No | View |
| 8 | SwipeSimple | 6.8 | RecognisedAPIDocumented | — | — | — | No | View |
| 9 | MobilePayments | 6.7 | RecognisedAPIDocumented | Free | Yes | — | No | View |
| 10 |  Grafterr GO! | 6.3 | RecognisedAPIDocumented | Free | Yes | — | No | View |
| 11 |  Paymi | 6.0 | RecognisedAPIDocumented | Free | Yes | — | No | View |
| 12 |  Lopay | 5.6 | RecognisedAPIDocumented | — | No | — | No | View |
| 13 |  Viva.com | 5.4 | RecognisedAPIDocumented | — | No | — | — | View |
| 14 |  Tyro BYO App | 5.4 | RecognisedAPIDocumented | — | No | — | No | View |
| 15 |  Square Online | 5.4 | RecognisedAPIDocumented | Free | Yes | — | — | View |
| 16 | Beacon Payments Mobile Payments | 5.3 | RecognisedAPIDocumented | — | — | — | — | View |
| 17 |  NAB Easy Tap | 5.2 | RecognisedAPIDocumented | — | No | — | No | View |
| 18 | Bank of America Mobile Point of Sale | 5.2 | RecognisedAPIDocumented | — | — | — | Yes | View |
| 19 |  Moneris PAYD | 5.0 | RecognisedAPIDocumented | — | No | — | Yes | View |
| 20 | Apex Reader | 4.8 | RecognisedAPIDocumented | — | — | — | Yes | View |
| 21 | Worldline Food Services Payments Suite | 4.7 | RecognisedAPIDocumented | — | — | — | — | View |
Is your platform on this list?
Numbered spots on this list can be sponsored. They are labelled, and the editorial order and scores never change for payment.
Questions about this list
Which mobile payment processing software is ranked first on Inferse?
Helcim is ranked #1 of 21 with a score of 8.3. Clover Go is second and Stripe Terminal third.
How many of these have a free plan?
9 of the 21 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, Stripe Terminal has the lowest first paid tier we found: $2.70/mo.
How is this list ranked?
Ranked on what each maker publishes, open and connectable first: a public API, open-source code, the depth of its documentation and a free tier to try it on. Model lists are sorted by the figure in their title, exactly as each provider publishes it. Paid placements never change a rank.