Best Payment Gateways in 2026
Updated
In short: Mollie is ranked #1 of 35 as of 3 October 2026, ahead of Checkout.com and Adyen. The best-ranked option with a free plan is Checkout.com. The lowest first paid tier on this page is Mollie at €9/mo.
A gateway needs to fit the payment types, markets, and integrations your business depends on. Compare payment methods with supported currencies and payout countries, then consider whether marketplace payments or recurring payments are part of your flows. API and SDK coverage helps you assess integration options, while free-plan availability and paid-from pricing add cost context. Mollie, Checkout.com, and Adyen lead the ranking, followed by Cashfree Payment Gateway and Razorpay Payment Gateway. Use the listed criteria to consider where you need to accept payments, how funds should move, and what your software stack needs from a gateway.
35 payment gateways ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
| # | Platform | Score | Why | From | Free plan | Paid from | Payment methods | |
|---|---|---|---|---|---|---|---|---|
| 1 | Mollie | 8.9 | RecognisedAPIDocumented | €9/mo | No | — | Credit/debit cards; BANCOMAT Pay; Bancontact; Belfius Pay Button; Bizum; BLIK; EPS; iDEAL; KBC Payment Button; MB Way; Multibanco; MyBank; Pay by Bank; Przelewy24; Satispay; SEPA Bank Transfer; TWINT; SEPA Direct Debit; Alma; Billie; in3; Klarna; Riverty; gift cards; paysafecard; vouchers; Apple Pay; Google Pay; PayPal; point of sale | View |
| 2 | Checkout.com | 8.7 | RecognisedAPIDocumented | Free | No | — | major card schemes; direct debit; voucher payment schemes; digital wallets; bank transfers | View |
| 3 | Adyen | 8.3 | RecognisedAPIDocumented | — | No | — | ACH Direct Debit, Afterpay, Alipay, American Express, Apple Pay, Bancontact, Blik, Carte Bancaire, China UnionPay, Clearpay, Diners, Discover, eftpos Australia, Girocard, Google Pay, iDEAL, JCB, Klarna, Maestro, Mastercard, MB Way, MobilePay, Multibanco, online banking, open banking, PayPal, PayTo, Trustly, TWINT, Vipps, Visa, WeChat Pay | View |
| 4 | Cashfree Payment Gateway | 7.8 | RecognisedAPIDocumented | — | — | — | UPI, cards, net banking, wallets, EMI, BNPL, Pay Later, international cards, PayPal | View |
| 5 | Razorpay Payment Gateway | 7.7 | RecognisedAPIDocumented | — | No | — | Cards; UPI; Cardless EMI; EMI; Netbanking; Wallets; Pay Later; Credit Card on UPI | View |
| 6 | PayU | 6.4 | RecognisedAPIDocumented | — | No | — | Cards, UPI, net banking, wallets, EMI, BNPL, QR and payment links | View |
| 7 | Cybersource | 6.4 | RecognisedAPIDocumented | — | — | — | Credit cards; debit cards; digital wallets; eWallets; bank transfers; direct debits; installment payments; cash | View |
| 8 |  NMI | 6.4 | RecognisedAPIDocumented | — | — | — | Visa, Mastercard, Discover, American Express, Diners Club, China UnionPay, JCB, Apple Pay, Google Pay, ACH and bank transfers | View |
| 9 |  Xendit | 6.3 | RecognisedAPIDocumented | — | — | — | Cards, virtual accounts, bank transfers, e-wallets, QR codes, direct debit, retail outlets, online installments | View |
| 10 |  CCAvenue | 6.2 | RecognisedAPIDocumented | — | No | — | Credit cards; debit cards; net banking; UPI; prepaid instruments and wallets; bank EMI; mobile payments; cash cards | View |
| 11 | Global Payments | 6.2 | RecognisedAPIDocumented | — | No | — | Credit cards, debit cards, American Express, Discover, Mastercard, Visa, Apple Pay, Google Pay, EFT/ACH, eCheck, alternative and local payment methods | View |
| 12 |  Paystack | 6.2 | RecognisedAPIDocumented | — | — | — | cards, bank accounts, bank transfers, USSD, Apple Pay, Google Pay, Visa QR, mobile money, POS | View |
| 13 |  Instamojo | 6.2 | RecognisedAPIDocumented | ₹416.58/mo | Yes | — | UPI, debit and credit cards, net banking, wallets, EMI, pay later, NEFT and bank transfer | View |
| 14 |  BlueSnap | 6.0 | RecognisedAPIDocumented | — | No | — | Cards, Apple Pay, Google Pay, PayPal, ACH/ECP, BECS Direct Debit, Pre-Authorized Debit, SEPA Direct Debit, Splitit | View |
| 15 | 2C2P | 6.0 | RecognisedAPIDocumented | — | — | — | Cards, digital wallets, bank transfers, QR payments, over-the-counter payments, instalments, buy now pay later | View |
| 16 | Computop Paygate | 5.9 | RecognisedAPIDocumented | — | — | — | Credit and debit cards, PayPal, Apple Pay, Google Pay, Amazon Pay, Klarna, SEPA Direct Debit, iDEAL, girocard, eps, TWINT, Wero, Przelewy24, paysafecard and bank transfers | View |
| 17 | PAYONE | 5.7 | RecognisedAPIDocumented | — | No | — | Visa, Mastercard, American Express, JCB, eps, iDEAL, Przelewy24, Sofort, PostFinance, PayPal, Alipay, Bancontact, WeChat Pay, SEPA direct debit | View |
| 18 |  Nummuspay | 5.7 | RecognisedAPIDocumented | — | Yes | — | PayPal, Apple Pay, Visa Checkout, Masterpass, Alipay, Boleto Bancário, Giropay, iDEAL, Paysafecard, SEPA, Skrill, Nets, Sofort, WebMoney, ACH, eCheck, bank transfer, wire transfer, credit and debit cards | View |
| 19 |  Viva.com | 5.6 | RecognisedAPIDocumented | — | No | — | Cards, digital wallets, local payment methods, direct debit and other payment methods | View |
| 20 | Peach Payments | 5.6 | RecognisedAPIDocumented | — | No | — | Visa, Mastercard, American Express, Diners Club, PayShap, Pay by Bank, Capitec Pay, Absa Pay, Peach EFT, Payflex, ZeroPay, Float, Happy Pay, PayJustNow, Scan to Pay, Apple Pay, Google Pay, Samsung Pay, PayPal, 1Voucher, Mobicred, RCS, A+ store cards, MoneyBadger | View |
| 21 | DPO Pay | 5.6 | RecognisedAPIDocumented | — | — | — | Credit cards, debit cards, bank transfers, mobile money, PayPal, M-Pesa, Tigo Pesa, Airtel Money, MTN | View |
| 22 | Midtrans | 5.5 | RecognisedAPIDocumented | — | No | — | bank transfer, e-wallets, credit/debit cards, QRIS, over-the-counter, cardless credit, direct debit | View |
| 23 | DOKU | 5.5 | RecognisedAPIDocumented | — | No | — | Cards; bank transfer/virtual account; e-wallets; QR payments; convenience stores; PayLater; direct debit; digital banking; internet banking | View |
| 24 | BillDesk | 5.4 | RecognisedAPIDocumented | — | — | — | Credit cards, debit cards, UPI, net banking, wallets, cash cards, e-NACH | View |
| 25 |  PAYMILL | 5.4 | RecognisedAPIDocumented | — | No | — | Credit cards, debit cards, SEPA direct debit, PayPal | View |
Is your platform on this list?
Numbered spots on this list can be sponsored. They are labelled, and the editorial order and scores never change for payment.
Questions about this list
Which payment gateway is ranked first on Inferse?
Mollie is ranked #1 of 35 with a score of 8.9. Checkout.com is second and Adyen third.
How many of these have a free plan?
3 of the 25 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, Mollie has the lowest first paid tier we found: €9/mo.
How is this list ranked?
Ranked on what each maker publishes, open and connectable first: a public API, open-source code, the depth of its documentation and a free tier to try it on. Model lists are sorted by the figure in their title, exactly as each provider publishes it. Paid placements never change a rank.