Best Payment Processing Software in 2026
Updated
68 payment processing software ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
68ranked
0free plans on this page
$18/molowest paid tier
4 Oct 2026last checked
| # | Platform | Score | Why | From | Free plan | Paid from | Payment methods | |
|---|---|---|---|---|---|---|---|---|
| 26 |  ZiPago | 5.6 | RecognisedAPIDocumented | — | Yes | — | Online banking channels through BCP, Interbank, BanBif and BBVA | View |
| 27 |  Natural | 5.5 | RecognisedAPIDocumented | — | Yes | — | cards, ACH, wire transfers, RTP, FedNow, bank transfers | View |
| 28 | Paycycle | 5.5 | RecognisedAPIDocumented | — | Yes | — | Debit orders, EFT, PayShap, DebiCheck, card payments | View |
| 29 | Paymattic | 5.5 | RecognisedAPIDocumented | — | Yes | — | Stripe, PayPal, Square, Authorize.net, Mollie, Razorpay, Paystack, Payrexx, SSLCOMMERZ, Billplz, Xendit, Flutterwave, Moneris, Viva Wallet, offline bank transfer or cheque | View |
| 30 |  WP Full Pay | 5.5 | RecognisedAPIDocumented | — | Yes | — | Visa, Mastercard, American Express, Discover, Diners Club, JCB, China UnionPay, Cartes Bancaires, Alipay, Apple Pay, Cash App Pay, Google Pay, GrabPay, MobilePay, WeChat Pay, Revolut Pay, Amazon Pay, Stripe Link, BLIK, Bancontact, EPS, iDEAL, Przelewy24, TWINT | View |
| 31 |  WP Simple Pay | 5.5 | RecognisedAPIDocumented | — | Yes | — | Card, ACH Direct Debit, SEPA Direct Debit, Alipay, Bancontact, FPX, giropay, iDEAL, Klarna, Afterpay/Clearpay, Przelewy24, Apple Pay, Google Pay, Microsoft Pay, MobilePay, BECS Direct Debit, PromptPay, WeChat Pay, PIX, BLIK | View |
| 32 | doxo | 5.4 | RecognisedAPIDocumented | — | Yes | — | ACH, credit cards, debit cards, Apple Pay | View |
| 33 | Lightspeed Payments | 5.4 | RecognisedAPIDocumented | — | No | 89 /mo | Credit cards, debit cards, Visa, Mastercard, American Express, Diners Club, Apple Pay, Google Pay, ACH direct debit | View |
| 34 | MoonClerk | 5.4 | RecognisedAPIDocumented | $18/mo | No | 18 /mo | Credit and debit cards; ACH/e-checks; SEPA; BECS; Bacs; Apple Pay; Google Pay; Stripe Link; Cash App | View |
| 35 |  Swipez | 5.4 | RecognisedAPIDocumented | — | Yes | — | — | View |
| 36 | Cashfree Payments | 5.3 | RecognisedAPIDocumented | — | — | — | UPI, Visa, Mastercard, RuPay, Maestro, bank transfer, PhonePe, ICICI Bank, Airtel Payments, JioMoney, Amazon Pay, PayPal, American Express, Diners Club, EMI, pay later, wallets | View |
| 37 | Clover POS | 5.3 | RecognisedAPIDocumented | — | No | — | credit and debit cards, Apple Pay, Google Pay, Samsung Pay, gift cards, PayPal, Venmo, Klarna, cash, check, BNPL, Pay by Bank | View |
| 38 | EBizCharge Virtual Terminal | 5.3 | RecognisedAPIDocumented | — | No | — | cards and bank payments | View |
| 39 | BitPay | 5.2 | RecognisedAPIDocumented | — | No | — | Bitcoin, Bitcoin Cash, Litecoin, Dogecoin, XRP, Polygon, Ethereum, Base, Optimism, Arbitrum, Solana, and supported stablecoins | View |
| 40 |  CCBill | 5.2 | RecognisedAPIDocumented | — | — | — | Credit and debit cards, ACH, checks, CCBill Pay, Discover, JCB, Diners Club, Maestro, EU Debit, SEPA Direct Debit, DirectPay EU | View |
| 41 | dLocal | 5.2 | RecognisedAPIDocumented | — | — | — | credit cards, debit cards, local bank transfers, cash payments, digital wallets, mobile money, real-time payments, buy now pay later | View |
| 42 | Paytm Payment Gateway | 5.2 | RecognisedAPIDocumented | — | No | — | Cards, UPI, net banking, Paytm Bank Wallet, Paytm Postpaid, EMI, bank transfer and gift vouchers | View |
| 43 |  Pine Labs Online Payments | 5.2 | RecognisedAPIDocumented | — | — | — | Cards, UPI, net banking, wallets, EMI, BNPL, pay by points, international cards, brand wallets and e-challans | View |
| 44 | CIT Vericash | 5.1 | RecognisedAPIDocumented | — | — | — | Bank accounts, cards, QR, NFC, POS, e-commerce, P2P and international remittances | View |
| 45 | InstaPayments | 5.1 | RecognisedAPIDocumented | $29/mo | No | 29 /mo | — | View |
| 46 | Paysafe | 5.1 | RecognisedAPIDocumented | — | — | — | Cards, ACH, direct debit, bank transfer, eWallets, cash, prepaid vouchers, Apple Pay, BLIK, crypto | View |
| 47 | 2C2P | 5.0 | RecognisedAPIDocumented | — | — | — | Cards, digital wallets, bank transfers, QR payments, over-the-counter payments, instalments, buy now pay later | View |
| 48 |  Payment Depot | 5.0 | RecognisedAPIDocumented | — | No | — | credit and debit cards, ACH bank transfers | View |
| 49 |  PaySimple | 5.0 | RecognisedAPIDocumented | — | No | — | Credit cards, debit cards, ACH/eCheck, Apple Pay, Google Pay | View |
| 50 | Bottomline PTX | 4.9 | RecognisedAPIDocumented | — | — | — | — | View |
More in Finance & Accounting
All finance & accounting listsPersonal Finance Software 181Personal Tax Software 123Tax Compliance Software 108Accounts Payable Software 97Financial Planning & Analysis Software 89Scenario Planning Software 85Invoicing software 84Money Transfer Apps 81Portfolio Management Software 81Bookkeeping Software 76Bank Connectivity Software 70Fund Accounting Software 69