Best Virtual Terminal Software in 2026
25 virtual terminal software ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
| # | Platform | Score | Why | From | Free plan | Paid from | Payment methods | |
|---|---|---|---|---|---|---|---|---|
| 1 |  Helcim | 8.4 | RecognisedAPIDocumented | Free | No | — | — | View |
| 2 |  CoreGateway Virtual Terminal | 8.1 | RecognisedAPIDocumented | $15/mo | No | — | cards and bank payments | View |
| 3 | PayJunction Virtual Terminal | 8.1 | RecognisedAPIDocumented | — | No | — | cards and bank payments | View |
| 4 |  GivePayments Virtual Terminal | 7.6 | RecognisedAPIDocumented | — | — | — | cards and bank payments | View |
| 5 |  Payline Virtual Terminal | 7.5 | RecognisedAPIDocumented | — | No | — | cards and bank payments | View |
| 6 | Dojo | 7.3 | RecognisedAPIDocumented | % 11.99/mo | Yes | — | — | View |
| 7 | EBizCharge Virtual Terminal | 6.8 | RecognisedAPIDocumented | — | No | — | cards and bank payments | View |
| 8 | Authorize.net | 6.4 | RecognisedAPIDocumented | — | No | 25 /mo | — | View |
| 9 |  NMI | 6.1 | RecognisedAPIDocumented | — | — | — | — | View |
| 10 | Cybersource | 6.0 | RecognisedAPIDocumented | — | — | — | — | View |
| 11 | Moneris Merchant Resource Center | 6.0 | RecognisedAPIDocumented | — | — | — | — | View |
| 12 | SwipeSimple | 6.0 | RecognisedAPIDocumented | — | — | — | — | View |
| 13 |  myPOS Virtual Terminal MO/TO | 6.0 | RecognisedAPIDocumented | Free | Yes | — | cards only | View |
| 14 | Global Payments | 5.9 | RecognisedAPIDocumented | — | No | — | — | View |
| 15 |  Chase Orbital Virtual Terminal | 5.9 | RecognisedAPIDocumented | — | No | 9.95 /mo | cards only | View |
| 16 |  Cashflows Virtual Terminal | 5.8 | RecognisedAPIDocumented | — | — | — | cards only | View |
| 17 |  Redde Virtual Terminal | 5.7 | RecognisedAPIDocumented | — | No | — | cards and bank payments | View |
| 18 |  Fluid Pay Virtual Terminal | 5.6 | RecognisedAPIDocumented | — | — | — | cards and bank payments | View |
| 19 |  Square Online | 5.5 | RecognisedAPIDocumented | Free | Yes | — | — | View |
| 20 |  Paymentsense Virtual Terminal | 5.2 | RecognisedAPIDocumented | — | No | — | cards only | View |
| 21 | Argent Virtual Terminal | 5.2 | RecognisedAPIDocumented | — | — | — | — | View |
| 22 |  STEPpay Virtual Terminal | 5.2 | RecognisedAPIDocumented | — | — | — | cards and bank payments | View |
| 23 |  PayLolly Virtual Terminal | 5.0 | RecognisedAPIDocumented | — | — | — | cards and wallets | View |
| 24 | Blackbaud Merchant Services Virtual Terminal | 4.8 | RecognisedAPIDocumented | — | — | — | cards only | View |
| 25 | Worldline Food Services Payments Suite | 4.5 | RecognisedAPIDocumented | — | — | — | — | View |
Is your platform on this list?
Numbered spots on this list can be sponsored. They are labelled, and the editorial order and scores never change for payment.
Questions about this list
Which virtual terminal software is ranked first on Inferse?
Helcim is ranked #1 of 25 with a score of 8.4. CoreGateway Virtual Terminal is second and PayJunction Virtual Terminal third.
How many of these have a free plan?
4 of the 25 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, Dojo has the lowest first paid tier we found: % 11.99/mo.
How is this list ranked?
Ranked on what each maker publishes, open and connectable first: a public API, open-source code, the depth of its documentation and a free tier to try it on. Model lists are sorted by the figure in their title, exactly as each provider publishes it. Paid placements never change a rank.