Aspire
Ranked in Corporate Card Software ·No free plan on record
About
Aspire is a finance platform for businesses, combining international payments, expense management, payables, and receivables. Its business accounts support USD, EUR, GBP, CNY, HKD, AUD, CAD, CHF, JPY, NOK, NZD, and SEK; the US business-account offering lists free real-time, ACH, and wire transfers and payments to more than 98 major currencies. Businesses can issue instant virtual corporate cards with spend limits, currency restrictions, and selected-merchant controls. The Basic plan includes invoices, bills, budgets, claims, and an AI-powered analytics dashboard. Aspire lists integrations with accounting, payments, commerce, and other services including Xero, QuickBooks, FreshBooks, Stripe, Shopify, and Plaid. Xero integration is available only for Xero Business Edition accounts, and USD accounts held with DBS cannot currently connect to Xero. The platform is available on Android, iOS, web, and API. Aspire says it is not a bank and holds client funds in segregated accounts with tier-one banks. A free plan is listed, with paid plans from 15 SGD/mo.
Who it is for
It suits businesses looking to manage spending, payments, invoices, and related finance workflows across accounts and integrations. Note the stated Xero restrictions if those connections are part of the intended setup.
What is good
- Business accounts list 13 currencies
- US offering includes free ACH and wire transfers
- Virtual cards include spend controls
- Lists integrations with accounting and commerce services
What to know first
- Xero requires a Xero Business Edition account
- DBS-held USD accounts cannot currently integrate with Xero
- Aspire is not a bank
Verdict
Aspire combines business accounts, expense controls, and payable and receivable tools, with web, mobile, and API access. Its stated Xero limitations and non-bank status are important fit checks.
Compared on corporate card software
- Free plan
- Yesaspireapp.com
- Physical cards
- Yesaspireapp.com
- Virtual cards
- Yesaspireapp.com
- Spend controls
- Yesaspireapp.com
- Approval workflows
- Yesaspireapp.com
- Receipt capture
- Yesaspireapp.com
- Supported currencies
- 8 currenciesaspireapp.com
Facts
- Product
- Aspire is an all-in-one finance platform for modern businesses offering international payments, expense management, payable management and receivable management.aspireapp.com · 30 Sept 2026
- Business accounts
- Aspire provides business accounts in USD, EUR, GBP, CNY, HKD, AUD, CAD, CHF, JPY, NOK, NZD and SEK at no cost on its US business-account page.aspireapp.com · 30 Sept 2026
- Payments
- The business account supports payments to more than 98 major currencies and free real-time, ACH and wire transfers in the US offering.aspireapp.com · 30 Sept 2026
- Cards
- Aspire provides instant virtual corporate cards with spend limits, currency restrictions and selected-merchant controls.aspireapp.com · 30 Sept 2026
- Software tools
- The Basic plan includes invoices, bills, budgets, claims and an AI-powered analytics dashboard.aspireapp.com · 30 Sept 2026
- Integrations
- Aspire lists direct integrations with Xero, QuickBooks, FreshBooks, Sage 50, Wave, Stripe, PayPal, Square, Adyen, Amazon, Shopify, eBay, Walmart, Temu, Shopee, Apple Pay, Google Pay and Plaid.aspireapp.com · 30 Sept 2026
- Xero limitation
- Xero integration is available only for Xero Business Edition accounts, and USD accounts held with DBS cannot currently be integrated with Xero.help.aspireapp.com · 30 Sept 2026
- Security
- Aspire states that it is ISO 27001 certified, PCI DSS compliant where it handles card data, regularly penetration tested, and uses role-based access controls, MFA, audit logging and encryption in transit and at rest.help.aspireapp.com · 30 Sept 2026
- Funds
- Aspire is not a bank and holds client funds in segregated accounts with tier-one banks including DBS Singapore, DBS Hong Kong and Column N.A., Member FDIC.help.aspireapp.com · 30 Sept 2026
- Support
- The US pricing page offers 24/7 English support and Mandarin and Cantonese support during Hong Kong time business hours.aspireapp.com · 30 Sept 2026
- Mobile apps
- Aspire's mobile application is available in the Apple App Store and Google Play.help.aspireapp.com · 30 Sept 2026
- Customer profile
- Aspire says it serves more than 15,000 startups and small and medium-sized businesses across Southeast Asia.aspireapp.com · 30 Sept 2026
Company
- Founded
- 2018aspireapp.com · 28 Sept 2026
- Headquarters
- Singaporeaspireapp.com · 28 Sept 2026
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Where it ranks on Inferse
Sources
- aspireapp.com/blog/aspire-opens-new-hq-in-singapore-t· checked 30 Sept 2026
- aspireapp.com/us/business-account· checked 30 Sept 2026
- aspireapp.com/us/pricing· checked 30 Sept 2026
- aspireapp.com/us/integrations· checked 30 Sept 2026
- help.aspireapp.com/us/en/articles/9307019-how-to-integrate· checked 30 Sept 2026
- help.aspireapp.com/en/articles/15433901-licensing-complian· checked 30 Sept 2026
- help.aspireapp.com/en/articles/9296086-is-aspire-a-bank· checked 30 Sept 2026
- help.aspireapp.com/us/en/articles/9286195-where-can-i-down· checked 30 Sept 2026
- aspireapp.com/blog/aspire-closes-us-100m-series-c-rou· checked 30 Sept 2026
- aspireapp.com· checked 28 Sept 2026