Best Money Moves

Overview

Best Money Moves is a mobile-first financial wellness service for employers and other organizations that pairs financial education and planning tools with optional one-to-one coaching. Its breadth of content, workplace customization and platform connections make it a strong fit for organizations that want to bring financial support into existing employee systems; custom pricing and upgrade-only access to some services are important trade-offs.

Key features

The service combines courses on budgeting, credit scores and financial wellness with a library of more than 1,000 written and video resources. Journeys, calculators and tools address student debt, college planning, credit building, medical debt, healthcare decisions and retirement readiness. That range can support employees at different stages, though organizations should check whether the particular support they need is included or costs extra.

Personalized one-on-one coaching covers credit-card debt, student loans, bankruptcy and other financial concerns. Credit scores and access to Money Coaches and Financial Advisors are upgrades, so the core offering should not be treated as including every form of individualized help.

Best Money Moves can connect users with selected financial products and services as well as an employer’s benefits. Its recommendations draw on user actions such as reading content, watching videos, completing journeys or working on a budget. Organizations can tailor branding, employee groups, content, colors and tiles, add or remove benefits, and run custom contests. Employers receive statistical and aggregated data, while the company says the reporting still offers unique insights.

Monthly live user webinars, except in December, add a recurring education channel; replays remain available in the platform, and users may ask questions anonymously. The platform runs in AWS, is fully encrypted, and is certified SOC 2 Type 2 and HIPAA compliant by outside auditors.

Pricing

Best Money Moves is a paid service with custom pricing. Organizations need to request a quote to assess fit against their budget. Credit scores and access to Money Coaches and Financial Advisors are upgrades, so buyers should clarify which features are included in their proposed package and what the upgrades cost.

Platforms

The responsive service works on phones, tablets and desktops and is not downloaded from an app store. Its published APIs and SSO connections can bring content or widgets into partner platforms; HCM and HRIS integrations can connect it with workplace systems. Best Money Moves 3.0 also supports white labeling. These options suit organizations looking to incorporate the service into an existing stack, though the exact scope of a particular integration should be confirmed during procurement.

Who it's for

Best Money Moves is designed primarily for employees, and its organizational customization and HCM or HRIS integrations make it relevant to employers building a financial wellness benefit. It is also presented for higher-education communities, faith-based organizations, financial advisors and platform partners. It is less suited to an individual seeking a clearly priced, standalone consumer app: the service is organization-oriented, paid, and delivered responsively through the web rather than an app-store download.

Pros and cons

• Pros: Broad coverage across education, planning tools and financial topics gives organizations a single platform for varied employee needs.
• Pros: Customization, white labeling, APIs, SSO and HCM or HRIS integrations support deployment within organizational platforms and workflows.
• Pros: Aggregated employer reporting is designed to provide organizational insight without exposing individual-level reporting.
• Cons: Custom pricing makes budget comparison dependent on a quote.
• Cons: Credit scores and access to coaching and financial advisors are upgrades, which can put sought-after support beyond the base package.
• Cons: The responsive web product is not an app-store download, which may not fit organizations that specifically want a native app.

Alternatives

For a free workplace option, Saventh has a plan with no employer or employee charge stated; it may be worth considering when avoiding a direct plan charge is the priority. Kredit Academy publishes a Basic Monthly plan at 850.00 USD per month, plus a $5,250 setup fee and $5,000/yr Kiddie Kredit; its first charge is $6,100 and includes a branded app, standard rewards and quarterly PDF reporting. Choose it when those specified items and an explicit plan price better match the need.

Financial Finesse uses employer pricing typically charged per eligible employee per year and requires a quote. Enrich bases custom organization pricing on organization size, needs and desired customization. Both are alternatives for organizations seeking a quoted workplace program.

BrightDime offers a free enterprise Essentials solution with a 5,000-user minimum; one-on-one coaching, account aggregation and custom events are add-ons. It may suit larger accounts that want a free entry point and are comfortable adding those services separately. Emma has a free Basic plan with account connections, budgeting and subscription tracking, plus a 4.99 GBP per month Plus plan; it is a consumer-oriented alternative for readers focused on those personal-finance functions.

FinFit offers a program free to registered members, with educational content, a financial assessment and dashboard; availability depends on the employer, making it a relevant option where an employer-sponsored route is accessible. OneEleven LaunchPad is permanently free to organizations with no enrollment caps or expiration and includes up to three complimentary coaching sessions per employee; consider it when those stated terms and coaching allowance fit the organization. For a broader category comparison, see Employee Financial Wellness Software.

Verdict

Best Money Moves is a strong choice for employers and other organizations that want a customizable financial wellness service with broad educational and planning coverage, optional personalized coaching, and connections to workplace systems. Its main advantage is that breadth and integration flexibility can bring varied support into an organizational experience. Look elsewhere if a transparent published price, included coaching and credit scores, or a native app-store product is essential.