Cashfree eNACH
Ranked in Direct Debit Processing Software ·No free plan on record
About
Cashfree eNACH automates recurring payments by debiting customer bank accounts through e-Mandates. Businesses can authorize auto-debits up to ₹1 Crore across more than 50 banks supported by NPCI for e-Mandate registration. Cashfree states that mandate creation takes 24 hours and activation occurs within 1 to 2 days. Merchants can retry failed payments, view subscription and payment reports in a dashboard, and import mandates from an existing payment provider. Checkout can run through Cashfree's hosted page or a branded experience built with Seamless APIs. Third Party Validation checks whether an account is KYC-verified when a mandate is created. Cashfree lists e-commerce plugins and developer integration kits, along with API access and mandate management. The service targets domestic recurring payments, including use cases such as NBFCs, digital lenders, mutual funds, SIP platforms, insurers, ed-tech, SaaS, and rental services. Pricing is on request; the listed plan charges for mandate creation or presentation, with a separate platform fee.
Who it is for
It suits businesses collecting domestic recurring payments, including lenders, insurers, SaaS services, and rental providers. Teams can use the hosted checkout or build a branded checkout through Seamless APIs.
What is good
- Supports mandates up to ₹1 Crore across 50+ banks.
- Cashfree states activation occurs within 1 to 2 days.
- Supports retries for failed payments.
- Includes subscription and payment reports dashboard.
- Allows migration of mandates from another provider.
What to know first
- Pricing is on request.
- A separate platform fee applies.
- Plan charges for mandate creation or presentation.
Verdict
Cashfree eNACH combines bank-account mandates, recurring collection tools, and checkout options for domestic payment flows. Confirm the on-request pricing and separate platform fee against your expected mandate activity.
Compared on direct debit processing software
- Payment frequency
- recurringcashfree.com
- Scheme coverage
- domesticcashfree.com
- Mandate management
- Yescashfree.com
- API access
- Yescashfree.com
- Hosted payment page
- Yescashfree.com
Facts
- What it does
- Cashfree eNACH automates periodic or recurring payments through automatic debits from customer bank accounts.cashfree.com · 2 Oct 2026
- Mandate limit
- Cashfree states that businesses can authorise auto-debits from customer bank accounts up to ₹1 Crore across 50+ banks.cashfree.com · 2 Oct 2026
- Mandate activation
- Cashfree states that e-Mandates are activated within 1 to 2 days, with 24-hour mandate creation.cashfree.com · 2 Oct 2026
- Bank coverage
- Cashfree supports all 50+ banks supported by NPCI for e-Mandate registration.cashfree.com · 2 Oct 2026
- Payment retries
- Merchants can retry failed payments to help maintain recurring collections.cashfree.com · 2 Oct 2026
- Subscription management
- The product includes a subscription dashboard with subscription and payment reports.cashfree.com · 2 Oct 2026
- Mandate migration
- Cashfree lets businesses import mandates from an existing payment provider.cashfree.com · 2 Oct 2026
- Checkout options
- Businesses can use Cashfree's checkout page or build a branded checkout with Seamless APIs.cashfree.com · 2 Oct 2026
- Compliance validation
- Third Party Validation checks whether a bank account is KYC-verified when a mandate is created.cashfree.com · 2 Oct 2026
- Integrations
- Cashfree lists e-commerce plugins and developer-friendly integration kits for its eNACH platform.cashfree.com · 2 Oct 2026
- Security and regulation
- Cashfree states that its payment authentications and auto-debits follow current government guidelines and lists RBI Payment Aggregator Certificate No. 266/2025.cashfree.com · 2 Oct 2026
- Security certification
- Cashfree Payments India Private Limited has an ISO/IEC 27001:2022 information security management certification covering payment aggregator and payment service provider activities.cashfreelogo.cashfree.com · 2 Oct 2026
- Support
- Existing customers can raise dashboard tickets, email Cashfree support, or contact their account manager.cashfree.com · 2 Oct 2026
- Target customers
- Cashfree identifies NBFCs, digital lenders, mutual funds, SIP platforms, insurers, ed-tech, SaaS, and rental services as eNACH use cases.cashfree.com · 2 Oct 2026
Company
- Founded
- 2015cashfree.com · 28 Sept 2026
- Headquarters
- Bengaluru, Karnataka, Indiacashfree.com · 28 Sept 2026
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Where it ranks on Inferse
Sources
- cashfree.com/enach· checked 2 Oct 2026
- cashfreelogo.cashfree.com/website/pdf/ISO27001_2022Year2024certif· checked 2 Oct 2026
- cashfree.com/payment-gateway-charges/· checked 2 Oct 2026