ClearBank Embedded Banking
APIyesOSS—FREE—DOCS4/5
CE6.7#16 of 31
—Web—Windows—Mac—Linux—Android—iOS
Ranked in Banking-as-a-Service Platforms ·No free plan on record
About
ClearBank Embedded Banking is ranked #16 of 31 in banking-as-a-service platforms on Inferse. It runs on API. There is no free plan.
Compared on banking-as-a-service platforms
- Free plan
- Noclear.bank
- Embedded accounts
- Yesclear.bank
- Payment rails
- faster_paymentsclear.bank
- KYC/AML tools
- Yesclear.bank
- Ledger
- Yesclear.bank
- Supported regions
- UKclear.bank
Facts
- What it does
- ClearBank provides regulated banking infrastructure so businesses can offer financial products under their own brand without becoming a bank.clear.bank · 8 Oct 2026
- Accounts
- The offering includes retail and business current accounts, savings accounts, Flexible Cash ISAs, service accounts and operating accounts.clear.bank · 8 Oct 2026
- Deposit protection
- Eligible deposits are protected by the FSCS up to £120,000 per person, per bank.clear.bank · 8 Oct 2026
- Payments
- Current accounts support UK payment schemes including Faster Payments and CHAPS, and the page also describes Bacs access for current accounts.clear.bank · 8 Oct 2026
- Interest
- ClearBank calculates interest through daily accruals and monthly payments, while the partner chooses the customer rate.clear.bank · 8 Oct 2026
- Integration
- The API-first integration includes a simulation environment, webhook configuration for real-time notifications and a developer portal.clear.bank · 8 Oct 2026
- Integration time
- ClearBank says average API integration takes 30–45 days, with its fastest recorded integration taking 14 days.clear.bank · 8 Oct 2026
- Compliance responsibilities
- Partners manage customer-facing onboarding and ongoing monitoring within ClearBank’s oversight framework; ClearBank owns the KYC process and retains ultimate regulatory accountability.clear.bank · 8 Oct 2026
- Intended customers
- The product is designed for established regulated firms, including fintechs, wealthtechs, corporates and platforms with a proven track record.clear.bank · 8 Oct 2026
- Availability
- The listed Embedded Banking products are available in the UK.clear.bank · 8 Oct 2026
- Security certifications
- ClearBank says its Information Security Management System is certified to ISO 27001 and its Business Continuity Management System is certified to ISO 22301.clear.bank · 8 Oct 2026
- Price
- The Embedded Banking page directs prospective partners to contact sales and does not state a price.clear.bank · 8 Oct 2026
- Products
- The offering includes current accounts, savings accounts, a Flexible Cash ISA, service accounts and operating accounts.clear.bank · 8 Oct 2026
- Compliance
- Partners handle customer-facing onboarding and ongoing monitoring within ClearBank’s oversight framework, while ClearBank sets minimum due diligence standards and retains ultimate regulatory accountability.clear.bank · 8 Oct 2026
- API integration
- The API offering includes a simulation environment, webhook configuration for real-time notifications and a developer portal.clear.bank · 8 Oct 2026
- Integration timing
- ClearBank says average API integration takes 30–45 days, with its fastest on record at 14 days.clear.bank · 8 Oct 2026
- Savings variants
- ClearBank lists five savings variants: retail, business, joint, under-16 and 16–17 accounts.clear.bank · 8 Oct 2026
- Cash ISA limit
- The Flexible Cash ISA has a £20,000 annual contribution limit and is available to UK retail customers only.clear.bank · 8 Oct 2026
- Service account limit
- Service accounts accept funds only from a customer’s pre-nominated external account, which the partner must capture and verify during onboarding.clear.bank · 8 Oct 2026
Company
- Founded
- 2016clear.bank · 28 Sept 2026
- Headquarters
- London, United Kingdomclear.bank · 28 Sept 2026
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Sources
- clear.bank/solutions/embedded-banking· checked 8 Oct 2026
- clear.bank/security/security-overview· checked 8 Oct 2026