Clearco

clear.co · checked 14 Nov 2026

#8 · Embedded Lending Platforms

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How it plugs in

—Public API

NoOpen source

NoFree tier

Signal on Embedded Lending Platforms4.9#8 of 32

Clearco provides invoice funding and cash advances for ecommerce businesses.

Pricing

Invoice funding / extension plansFixed fee; weekly payments over 4–12 months · Fee starts at 3.5%; exact fee and term vary by eligibility, business performance, selected Extension Plan, and estimated payment termOn request

As help.clear.co lists them, checked 14 Nov 2026.

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Facts

Website: clear.co
Price: Not published
Free trial: No
Application speed: Applicants may receive an application status as soon as one to two business days after completing signup and uploading their first invoice.
Company history: Clearco's about page says it has provided more than $3.3 billion in capital to over 11,000 businesses.
Dashboard compatibility: Clearco recommends using its dashboard in Google Chrome on a desktop or laptop.
Eligibility: Minimum criteria include over $100,000 in monthly revenue for at least six months, U.S. incorporation, a U.S. checking account, and an EIN.
Founded: A Clearco blog post says the company was founded in 2015.
Funding amount: The website advertises funding of up to $10 million and estimated payment terms up to 12 months.
Funding exclusions: The eligibility page lists wholesale and dropshipping businesses among business types Clearco is currently unable to fund.
Funding types: Applicants can submit an eligible unpaid invoice or apply for a cash advance.
Integrations: Clearco says it can connect to multiple ecommerce sales platforms; its site lists Shopify, Amazon, BigCommerce, Square, Stripe, and PayPal.
No personal guarantee: Clearco says it does not otherwise require collateral or personal guarantees, though it may file a financing statement covering its interest in future revenue.
Pricing structure: Fees are fixed, disclosed before acceptance, and do not accrue periodic or compounding interest.
Security: Clearco describes encryption in transit and at rest, access controls, environment segregation, monitoring, and internal and external audits.

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