Debt Payoff Planner: Tracker

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About

Debt Payoff Planner: Tracker is ranked #3 of 23 in debt management software on Inferse. It runs on iOS, Web. There is a free plan. A free trial is offered. Paid plans start at $2.50/mo.

Compared on debt management software

Free plan: Yesdebtpayoff.app
Paid from: $4.99/modebtpayoff.app
Payoff strategies: bothdebtpayoff.app
Balance tracking: Yesdebtpayoff.app
Mobile apps: Yesdebtpayoff.app

Facts

Purpose: The app records debts and payments, compares payoff strategies, and tracks progress; it is a planning tool, not a lender or debt settlement service.debtpayoff.app · 2 Oct 2026
Payoff strategies: It supports snowball, which targets the smallest balance, and avalanche, which targets the highest interest rate.debtpayoff.app · 2 Oct 2026
Payment tracking: Users can log payments, review payment history, set reminders, and follow progress.debtpayoff.app · 2 Oct 2026
Debts covered: The app can track money users owe and money owed to them.debtpayoff.app · 2 Oct 2026
Offline use: The app works offline.debtpayoff.app · 2 Oct 2026
Bank connection: Users enter debts manually, and the app does not connect to a bank or request a bank login.debtpayoff.app · 2 Oct 2026
Data storage: Debt records stay on the user's iPhone and in their private iCloud, and are not sent to the developer's servers.debtpayoff.app · 2 Oct 2026
Third-party services: Purchases, analytics, and diagnostics use service providers.debtpayoff.app · 2 Oct 2026
Calculators: The website offers free debt payoff, loan, and credit card payoff calculators that run in the browser without an account.debtpayoff.app · 2 Oct 2026
Calculator privacy: Calculator inputs are not sent to analytics, but printed-plan QR codes and older shared-plan links can include debt names and plan numbers in the URL.debtpayoff.app · 2 Oct 2026
Limitations: The app is for iPhone with iOS 26 or later, has no Android version, and supports only snowball and avalanche strategies.debtpayoff.app · 2 Oct 2026
Languages: The app is available in 13 languages.debtpayoff.app · 2 Oct 2026
Maker: The app is made by Linas Nutautas, an independent iOS developer.debtpayoff.app · 2 Oct 2026
Support: The developer says to contact them through the app's App Store listing.debtpayoff.app · 2 Oct 2026