Mbanq Cloud
Ranked in Banking-as-a-Service Platforms ·No free plan on record
About
Mbanq Cloud is a cloud banking platform for fintechs, neobanks, embedded finance products, and software platforms adding financial services. It provides core banking, regulatory compliance, and operational management; Mbanq says it operates the infrastructure and manages the compliance layer alongside the client’s product. The platform includes a web Back Office for operations and compliance, a web Console for IT, and a template web banking application for bank clients, plus white label-ready mobile banking apps for iOS and Android. REST and GraphQL APIs expose core banking functions, and users can integrate third-party services or build extensions. Listed payment rails include ACH, Fedwire, SWIFT, RTP, Check 21 processing, and card issuing and acquiring. KYC and KYB capabilities include risk assessment, SSN verification, OFAC screening, document verification, and liveness checks. Security measures listed include multi-factor authentication, maker/checker workflows, configurable password policies, and granular roles and permissions. Pricing is described as pay as you grow, with IT infrastructure, support, and operational costs included; no price is listed. Mbanq states it maintains PCI DSS compliance and employs bank-level security measures.
Who it is for
Mbanq Cloud suits fintechs, neobanks, and software platforms building financial services into a product. It is aimed at teams seeking managed banking infrastructure with APIs, compliance operations, and mobile or web banking interfaces.
What is good
- REST and GraphQL APIs for core banking functions
- Supports listed payment rails including ACH and SWIFT
- Web, iOS, and Android banking interfaces
- KYC and KYB checks include liveness and document verification
- Third-party integrations and extensions are supported
What to know first
- Pricing requires a request; no price is listed
- Mbanq operates infrastructure and manages the compliance layer
- Scope is centered on financial services and banking
Verdict
Mbanq Cloud combines banking functions, compliance operations, APIs, and customer-facing interfaces under a pay-as-you-grow model. Teams should account for Mbanq operating the infrastructure and compliance layer alongside their product.
Compared on banking-as-a-service platforms
Facts
- Product
- Mbanq Cloud is a cloud-based banking platform for fintechs and neobanks to launch banking instances and financial products.mbanq.com · 7 Oct 2026
- Core
- The platform provides core banking, regulatory compliance, and operational management.mbanq.com · 7 Oct 2026
- Web interfaces
- Mbanq Cloud includes a web-based Back Office for operations and compliance users, a web-based Console for IT users, and a template web banking application for bank clients.mbanq.com · 7 Oct 2026
- Mobile apps
- The platform offers white label-ready mobile banking applications for iOS and Android.mbanq.com · 7 Oct 2026
- APIs
- Its cloud-native core banking system provides REST and GraphQL APIs with access to core banking functions.mbanq.com · 7 Oct 2026
- Payment rails
- Listed payment rails include ACH, Fedwire, SWIFT, RTP, Check 21 processing, and card issuing and acquiring.mbanq.com · 7 Oct 2026
- KYC and KYB
- KYC and KYB capabilities include risk assessment, SSN verification, OFAC screening, document verification, and liveness checks.mbanq.com · 7 Oct 2026
- Security
- The platform lists multi-factor authentication, maker/checker workflows, configurable password policies, and granular roles and permissions.mbanq.com · 7 Oct 2026
- Extensibility
- Users can integrate third-party services and build extensions on the platform.mbanq.com · 7 Oct 2026
- Partnerships
- Mbanq says it has partnered with IBM and Amazon Web Services to support startups in its Mbanq Labs acceleration program.mbanq.com · 7 Oct 2026
- Pricing
- The product page describes pricing as pay as you grow and says IT infrastructure, support, and operational costs are included, without listing a price.mbanq.com · 7 Oct 2026
- Intended users
- Mbanq Cloud is described as infrastructure for fintech platforms, embedded finance products, neobanks, and software platforms adding financial services.mbanq.com · 7 Oct 2026
- Operating model
- Mbanq says it operates the infrastructure and manages the compliance layer alongside the client's product.mbanq.com · 7 Oct 2026
- Compliance
- Mbanq states that it maintains PCI DSS compliance and employs bank-level security measures.mbanq.com · 7 Oct 2026
Company
- Headquarters
- Naples, Florida, United Statesmbanq.com · 28 Sept 2026
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Sources
- mbanq.com/pages/mbanq-cloud.html· checked 7 Oct 2026
- mbanq.com/pages/platform-v2.html· checked 7 Oct 2026
- mbanq.com/pages/about.html· checked 7 Oct 2026
- mbanq.com· checked 28 Sept 2026