Melio

Input—per 1M tokens

Output—per 1M tokens

Context—tokens

WeightsClosed

About

Melio is ranked #16 of 97 in accounts payable software on Inferse. It runs on Android, iOS, Web. There is a free plan. A free trial is offered. Paid plans start at $2,520/mo.

Compared on accounts payable software

Free plan: Yesmelio.com
Paid from: $25/momelio.com
Invoice capture: aimelio.com
Approval workflows: Yesmelio.com
Accounting integrations: 2 integrationsmelio.com
Payment execution: Yesmelio.com
Multi-entity support: Yesmelio.com

Facts

Free plan: Yesmelio.com · 20 Sept 2026
Paid from: 25melio.com · 20 Sept 2026
Invoice capture: aimelio.com · 20 Sept 2026
Approval workflows: Yesmelio.com · 20 Sept 2026
Accounting integrations: 2melio.com · 20 Sept 2026
Payment execution: Yesmelio.com · 20 Sept 2026
Multi-entity support: Yesmelio.com · 20 Sept 2026
AP automation: Automates accounts payable workflows from bill capture through accounting synchronization.melio.com · 27 Sept 2026
Free offer: The special offer provides access to everything for the first 90 days at no cost.melio.com · 27 Sept 2026
Time saved: Melio says businesses save over 15 hours of manual work each month on average.melio.com · 27 Sept 2026
Payment methods: Supports card, ACH, instant transfers, paper checks, and other payment methods.melio.com · 27 Sept 2026
International payments: Pays vendors globally in USD or local currencies; payments can arrive the same day.melio.com · 27 Sept 2026
Bill capture: Captures bills through automated OCR scanning or email to a dedicated address.melio.com · 27 Sept 2026
Approval workflows: Supports multi-level approvals based on team members, roles, payment amounts, and vendors.melio.com · 27 Sept 2026
Team permissions: Team members can have specific roles and permissions, including viewers, approvers, and admins.melio.com · 27 Sept 2026
Accounting sync: Payments sync automatically with QuickBooks, Xero, or NetSuite.melio.com · 27 Sept 2026
Mobile app: The mobile app supports reviewing, approving, paying, and managing payables and receivables.melio.com · 27 Sept 2026
AI assistant: Agent Mel answers questions about bills, vendors, and payments.melio.com · 27 Sept 2026
Vendor account: Vendors can be paid without creating an account.melio.com · 27 Sept 2026
Batch payments: Supports one-time, recurring, and batch payments.melio.com · 27 Sept 2026
W-9 and 1099: Lets users request, collect, review, and edit contractor and vendor W-9s, with Tax1099 e-filing sync.melio.com · 27 Sept 2026
Payment volume: More than $100 billion in payments have run through Melio.melio.com · 27 Sept 2026
Vendor volume: Melio reports that 2 million vendors have been paid.melio.com · 27 Sept 2026
Help center: The Help Center provides answers to questions about Melio.melio.com · 27 Sept 2026
Business segments: Melio lists small businesses, midsize businesses, multi-entity businesses, and high-volume businesses.melio.com · 27 Sept 2026
Digital security: Melio describes security as reducing risk when paying and getting paid digitally.melio.com · 27 Sept 2026
What it does: Melio is an all-in-one bill pay and invoicing platform for businesses, covering accounts payable, accounts receivable, and payment processing.melio.com · 28 Sept 2026
AP automation: Melio automates invoice capture, approval routing, payment processing, and recording in an end-to-end accounts-payable workflow.melio.com · 28 Sept 2026
Payment methods: Businesses can pay vendors by ACH bank transfer, card, wire transfer, or check, and vendors do not need a Melio account to receive payment.melio.com · 28 Sept 2026
International payments: Melio supports payments to vendors in eligible countries in USD or select foreign currencies; its official information page says it supports 80 countries and 15 currencies.melio.com · 28 Sept 2026
Accounting integrations: Melio integrates with QuickBooks Online, QuickBooks Desktop, Xero, and NetSuite, with payments syncing to accounting software after transactions.melio.com · 28 Sept 2026
Free-plan limits: The Go plan includes five free ACH payments per month, is limited to one user, and charges $0.50 for each ACH payment after the free monthly allowance.melio.com · 28 Sept 2026
Trial conversion: After the 90-day trial, an account without a paid subscription is automatically converted to the limited free Go plan and loses premium-feature access.melio.com · 28 Sept 2026
Security certifications: Melio states that it undergoes an annual SOC 2 Type II audit and lists ISO/IEC 27001:2022, ISO/IEC 27017:2015, and ISO/IEC 27018:2019.melio.com · 28 Sept 2026
Security controls: Melio states that it uses TLS 1.2 or higher for data in transit, multi-factor authentication, 24/7 security monitoring, DDoS protection, and a private bug-bounty program.melio.com · 28 Sept 2026
Card-data handling: Melio says it does not store, process, or transfer sensitive card information and uses a third-party processor certified PCI Level 1 compliant.melio.com · 28 Sept 2026
Mobile app: The Melio mobile app lets users review and approve bills, create invoices, track payment status, import bills, and use biometric login from a phone.melio.com · 28 Sept 2026
Target customers: Melio says it is built specifically for US businesses and is especially valuable for small and midsized businesses moving beyond spreadsheets or paper-based bill pay.melio.com · 28 Sept 2026
Customer support: The pricing page lists live chat support, dedicated email support, priority support, and premium phone support as plan-dependent support options.melio.com · 28 Sept 2026
Company scale: Melio says it processes tens of billions of dollars in payments every year for hundreds of thousands of US businesses and their vendors, plus thousands of accounting firms.melio.com · 28 Sept 2026