Monzo

Input—per 1M tokens

Output—per 1M tokens

Context—tokens

WeightsClosed

About

Monzo is ranked #4 of 44 in digital wallet apps on Inferse. It runs on Android, iOS, Web. There is a free plan. A free trial is offered.

Compared on digital wallet apps

Free plan: Yesmonzo.com
Asset scope: cards_and_fiatmonzo.com
Virtual cards: Yesmonzo.com
Peer transfers: Yesmonzo.com
International transfers: Yesmonzo.com
Supported platforms: iOS, Android, webmonzo.com
Transaction limit: 100 per transactionmonzo.com

Facts

What it does: Monzo is a UK bank offering current accounts and tools for spending, saving, borrowing, investing and managing money in its app.monzo.com · 29 Sept 2026
Budgeting: Salary Sorter divides income into separate Pots for bills, spending and other budgeting needs.monzo.com · 29 Sept 2026
Savings: Customers can use Savings Pots, ISAs and savings accounts, with rates varying by account and subscription plan.monzo.com · 29 Sept 2026
Investments: Monzo offers investment options starting from £1 and says investment values can go down as well as up.monzo.com · 29 Sept 2026
Travel spending: Monzo says cardholders can spend abroad without foreign transaction fees and see live exchange rates in the app.monzo.com · 29 Sept 2026
Account connections: Monzo connects other bank accounts and credit cards using FCA-regulated Open Banking, and asks customers to renew connections every 90 days.monzo.com · 29 Sept 2026
Supported banks: The listed supported providers include American Express, Barclays, Chase, HSBC, Lloyds Bank, NatWest, Revolut, Starling Bank and others.monzo.com · 29 Sept 2026
Security: Monzo says it is authorised by the Prudential Regulation Authority and regulated by the FCA and PRA, with eligible deposits protected by FSCS up to £120,000 per person.monzo.com · 29 Sept 2026
Fraud protections: Security features include Call Status, instant transaction notifications, card freezing, biometric login and extra checks for large payments.monzo.com · 29 Sept 2026
Customer support: Monzo offers 24/7 support through in-app chat.monzo.com · 29 Sept 2026
Cash and cheques: Customers can deposit cash at PayPoint or Post Office for £1 per deposit and pay in cheques through the app.monzo.com · 29 Sept 2026
Notable limits: The plans page says customers can have up to 5 live virtual cards, create up to 9 every 30 days and a maximum of 100 per year.monzo.com · 29 Sept 2026
Who can apply: Monzo states its accounts are for UK residents, and its business account page says eligible applicants are UK sole traders or limited company directors.monzo.com · 29 Sept 2026