Best Open Finance Alternatives in 2026
Updated
20 platforms from personal finance software ranked against Open Finance on the same published basis.
- 1Open Finance vs PocketSmith
- 2Open Finance vs YNAB
- 3Open Finance vs SoFi
- 4Open Finance vs MoneyPatrol
- 5Open Finance vs GnuCash
- 6Open Finance vs EveryDollar
- 7Open Finance vs Rocket Money
- 8Open Finance vs Zaim
- 9Open Finance vs ClearCheckbook
- 10Open Finance vs TimelyBills
- 11Open Finance vs Actual Budget
- 12Open Finance vs Money Manager Ex
- 13Open Finance vs Emma
- 14Open Finance vs Talvo
- 15Open Finance vs Fireball
- 16Open Finance vs WeMoney
- 17Open Finance vs Splitwise
- 18Open Finance vs Quicken
- 19Open Finance vs PocketGuard
- 20Open Finance vs Finlynq
Open Finance alternatives compared
| # | Platform | Score | Free plan | From | Runs on |
|---|---|---|---|---|---|
| 1 | PocketSmith | 8.9 | Free plan | $9.99/mo | Android, API, iOS, Linux, Mac, Web, Windows |
| 2 | YNAB | 8.4 | No | $9.08/mo | Android, API, iOS, Web |
| 3 | SoFi | 7.6 | Free plan | — | Android, iOS, Mac, Web, Windows |
| 4 | MoneyPatrol | 7.4 | Free plan | $1.67/mo | Linux, Mac, Windows |
| 5 | GnuCash | 7.3 | Free plan | Free | Linux, Mac, Windows |
| 6 | EveryDollar | 7.3 | Free plan | $17.99/mo | Web, iOS, Android |
| 7 | Rocket Money | 7.2 | Free plan | Free | Web, iOS, Android |
| 8 | Zaim | 7.2 | Free plan | Free | Web, iOS, Android |
| 9 | ClearCheckbook | 7.2 | Free plan | $2.49/mo | Web, iOS, Android |
| 10 | TimelyBills | 7.2 | Free plan | $2.08/mo | iOS, Android |
| 11 | Actual Budget | 7.1 | Free plan | Free | Web, Windows, Mac, Linux |
| 12 | Money Manager Ex | 7.1 | Free plan | Free | Windows, Mac, Linux, iOS, Android |
| 13 | Emma | 7.1 | Free plan | £4.99/mo | Web, iOS, Android |
| 14 | Talvo | 7.0 | Free plan | €6/mo | Web, iOS, Android |
| 15 | Fireball | 7.0 | Free plan | NZD 10.99/mo | Web, iOS, Android |
| 16 | WeMoney | 7.0 | Free plan | $9.99/mo | Web, iOS, Android |
| 17 | Splitwise | 7.0 | Free plan | Free | Android, API, iOS, Web |
| 18 | Quicken | 6.9 | No | $3.99/mo | Mac, Web, Windows |
| 19 | PocketGuard | 6.9 | No | $6.25/mo | Web, iOS, Android |
| 20 | Finlynq | 6.9 | Free plan | Free | Web, iOS, Android |
Make your platform an alternative to Open Finance
See the priceThe sponsored alternative slot on this page is labelled Sponsored.
Questions about Open Finance alternatives
What is the best alternative to Open Finance?
PocketSmith, number 1 in personal finance software with a score of 8.9 out of 10. The others here: YNAB, SoFi, MoneyPatrol and 16 more.
What is the best free alternative to Open Finance?
PocketSmith is the best-ranked alternative with a free plan. 17 of the 20 alternatives here publish a free plan on their own pricing pages.
How are these alternatives ranked?
Ranked on what each maker publishes, open and connectable first: a public API, open-source code, the depth of its documentation and a free tier to try it on. Model lists are sorted by the figure in their title, exactly as each provider publishes it.