SCREDIT

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Output—per 1M tokens

Context—tokens

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About

SCREDIT is ranked #8 of 26 in credit management software on Inferse. It runs on Android, iOS, Web. There is no free plan. Paid plans start at $62.50/mo.

Compared on credit management software

Free plan: Noefilostech.com
Paid from: $750/moefilostech.com
Application workflow: Yesefilostech.com
Credit limit controls: Yesefilostech.com
Exposure monitoring: Yesefilostech.com
Risk scoring: Yesefilostech.com
Review workflows: Yesefilostech.com
ERP/accounting connectors: Yesefilostech.com

Facts

Purpose: SCREDIT helps finance and credit teams manage customer onboarding, automated credit decisions, financial-risk analysis, collections, and portfolio exposure.efilostech.com · 30 Sept 2026
Core workflow: The platform combines onboarding, underwriting, bureau intelligence, approvals, portfolio analytics, accounts-receivable visibility, and collections execution.efilostech.com · 30 Sept 2026
Applications: Digital credit applications support document collection, e-signature, trade references, and approval-ready customer profiles.efilostech.com · 30 Sept 2026
Construction credit: Construction workflows track job-level exposure, retainage, lien deadlines, bond status, and project-specific risk.efilostech.com · 30 Sept 2026
Integrations: Purpose-built connectors cover SAP, NetSuite, Dynamics 365, QuickBooks Online, Salesforce, eight commercial bureaus, Plaid, Middesk, Persona, Avalara, Stripe, Levelset, NCS, and Handle.efilostech.com · 30 Sept 2026
ERP role: SCREDIT keeps the ERP as the system of record for invoicing, terms, due dates, and cash application, while sending credit decisions and approved limits back.efilostech.com · 30 Sept 2026
Customer portal: SCONNECT is included in every plan and lets customers submit applications, upload documents, view invoices and statements, make payments, and access executed agreements.efilostech.com · 30 Sept 2026
Security architecture: SCREDIT uses schema-per-tenant isolation, role-based access control, least-privilege runtime controls, encryption, monitoring, and audited administrative workflows.efilostech.com · 30 Sept 2026
Compliance status: Security controls are designed around SOC 2 principles, but EFILOS states that its third-party SOC 2 audit is not yet complete.efilostech.com · 30 Sept 2026
Data ownership: The customer organization remains the owner of customer, financial, and workflow data submitted into SCREDIT.efilostech.com · 30 Sept 2026
Target users: SCREDIT is built for B2B teams handling 50 or more credit applications per month, including manufacturing, wholesale distribution, industrial distribution, construction supply, and FMCG/CPG.efilostech.com · 30 Sept 2026
Support and implementation: Starter includes email support, Scale includes priority support, and implementation is scoped in weeks rather than quarters.efilostech · 30 Sept 2026