Trustly

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TR6.9#7 of 22
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Ranked in Open Banking Payment Platforms ·No free plan on record

About

Trustly provides Pay by Bank services that let customers pay merchants from their bank accounts. Trustly Payment supports online purchases authorized through a bank app or eID, while Recurring Payments uses a verified account to collect funds on a selected cadence. Other services cover direct bank deposits, top-ups, transfers and investments, as well as payouts that can be standalone, bulk or scheduled. Data Services combines Open Banking and KYC data to verify customers, assess them and create accounts in one flow. Merchants can integrate using a JSON-RPC-based API or enable Trustly through payment service providers and checkout solutions. Direct integration provides a sandbox, developer documentation and dedicated support. Trustly says it encrypts data in transit, does not retain banking credentials and uses SSL/TLS communication. It also reports ISO 27001 certification, GDPR compliance and third-party penetration testing. The company says it connects to 12,000 banks across 33 markets. Pricing is on request.

Who it is for

Trustly suits merchants in travel, e-commerce, financial services, gaming, utilities, subscriptions and the public sector. Teams can choose direct API integration or access through a payment provider or checkout solution.

What is good

  • Online bank payments authorized by app or eID
  • Supports recurring collections and scheduled payouts
  • Direct JSON-RPC API and sandbox access
  • Connects to 12,000 banks across 33 markets

What to know first

  • Pricing is available on request
  • Direct integration requires a merchant implementation

Verdict

Trustly combines bank-account payments with recurring collections, payouts, deposits and customer verification. Merchants should weigh its direct API route against provider-based activation and request pricing for their needs.

Compared on open banking payment platforms

Bank authentication
bothtrustly.com
Payment frequency
bothtrustly.com
Settlement speed
instanttrustly.com
Payment webhooks
Yestrustly.com
Refunds
Yestrustly.com

Facts

What it does
Trustly provides Pay by Bank services that let customers pay merchants directly from their bank accounts.trustly.com · 30 Sept 2026
Payment
Trustly Payment lets customers pay online from their bank accounts, with authorization through a bank app or eID.trustly.com · 30 Sept 2026
Recurring payments
Trustly Recurring Payments connects to a customer's verified bank account to set up recurring collections on a chosen cadence.trustly.com · 30 Sept 2026
Data services
Trustly Data Services uses Open Banking and KYC data to verify, assess, and create customer accounts in one flow.trustly.com · 30 Sept 2026
Payouts
Trustly Payout sends funds directly to customer bank accounts and supports standalone, bulk, and scheduled payouts.trustly.com · 30 Sept 2026
Deposits
Trustly Deposit lets users transfer money directly from their bank accounts for deposits, top-ups, transfers, or investments.trustly.com · 30 Sept 2026
Integration
Merchants can integrate directly through Trustly's JSON-RPC-based API or activate Trustly through payment service providers and checkout solutions.trustly.com · 30 Sept 2026
API access
Trustly describes direct integration as providing access to a sandbox and developer documentation, with dedicated support.trustly.com · 30 Sept 2026
Security
Trustly says it encrypts data in transit, does not store banking credentials, and uses SSL/TLS-only communication.trustly.com · 30 Sept 2026
Certifications
Trustly states that it is ISO 27001-certified and GDPR-compliant and conducts third-party penetration testing.trustly.com · 30 Sept 2026
Compliance
Trustly Group AB says it is an authorized Swedish payment institution supervised by Finansinspektionen and can provide cross-border services in the EU/EEA.trustly.com · 30 Sept 2026
Support
Trustly says its direct integration includes dedicated support, and its security page describes incident support available 24/7.trustly.com · 30 Sept 2026
Markets and network
Trustly says it serves 33 markets and connects to 12,000 banks.trustly.com · 30 Sept 2026
Intended customers
Trustly presents its products for merchants in travel, e-commerce, financial services, gaming, utilities, subscription services, and the public sector.trustly.com · 30 Sept 2026

Company

Founded
2008trustly.com · 23 Sept 2026
Headquarters
Stockholm, Swedentrustly.com · 23 Sept 2026

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Where it ranks on Inferse

Sources