Finance & Accounting·Standings
Budgeting and Expense Tracking
Budgeting and expense-tracking tools help you plan spending and record where money goes; bank synchronization and the features you need are key to choosing one.
The signal score is out of 10; API, open-source, and free-tier marks show whether a public API, open-source code, or a free plan is listed.
- 29 platforms
- 5 with a public API on this page
- 23 with a free tier
- Checked 10 Oct 2026
- 1 E
Expensifyexpensify.comExpense management software for web, desktop, and mobile, with a free plan and paid plans from $5 monthly.
- 2 ZE
Zoho Expensezoho.comManage travel expenses, reports, and approvals on web and mobile; free plan, with paid options from $3 per user monthly.
- 3 P
PocketSmithpocketsmith.comBudgeting software with a free plan, paid options from $9.99 monthly, and an API; works across phones and computers.
- 4 WBWallet by BudgetBakersweb.budgetbakers.com
Budgeting app for Android, iOS and web; free plan and free trial.
- 5 H
HomeBankgethomebank.orgFree desktop budgeting software for Linux, macOS, and Windows.
- 6 AB
Actual Budgetactualbudget.orgPersonal finance app for budgets, account syncing, reports, and use on web, desktop, or your own server.
- 7 MMMoney Managerrealbyteapps.com
A free iOS and Android app for budgeting and tracking bills.
- 8 HHavorohavoro.app
A free personal finance tracker for web, Windows, or Linux that runs on your hardware and tracks budgets and bills.
- 9 TTreelinetreeline.money
Free, open-source budgeting and net-worth app for Linux, Mac, and Windows, using a local database.
- 10 PIPledger.iopledger.io
Free open-source budgeting, bill, and net-worth tracker with manual sync and self-hosted or web access.
- 11 TTrouttrout.money
Budgeting software with a free plan for web or self-hosting, plus an API and a 30-day trial.
- 12 B
Buddybuddy.downloadA budgeting app for iOS and macOS that also tracks bills and net worth, with a free plan and trial.
- 13 B
budgetzerobudgetzero.ioFree, open-source budgeting software for web or desktop that works offline and imports transaction files.
- 14 FIFirefly IIIfirefly-iii.org
A free, self-hosted personal finance tool for web and Linux, with budgets, bill tracking, imports, and reports.
- 15 H
Hurdlrhurdlr.comFinance app for independent workers to record earnings, costs, mileage, and taxes.
- 16 E
EveryDollarramseysolutions.comBudget planner for web browsers and mobile phones, with free and paid plans.
- 17 G
Goodbudgetgoodbudget.com - 18 F
Fudgetfudget.comBudgeting app for Windows, macOS, iOS, and Android, with bill tracking and a free plan.
- 19 P
PocketGuardpocketguard.comWeb and mobile budgeting app with bill tracking, a free plan, and annual paid access from $6.25 monthly.
- 20 RM
Rocket Moneyrocketmoney.comBudget and bill tracker on web, iOS and Android; free plan plus seven-day trial.
- 21 QQuickenquicken.com
Paid budgeting software for macOS, Windows and web; annual pricing starts at $6.99 per month.
- 22 SSpendeespendee.com
Budget and bill manager for web, iOS and Android; free plan, $1.99/mo option and seven-day trial.
- 23 HHoneyduehoneydue.com
A free budgeting and bill-tracking app for iOS and Android.
- 24 M
Monefymonefy.comA budgeting app for iOS and Android that also tracks bills and net worth, with a free plan.
- 25 LMLunch Moneylunchmoney.app
A paid budgeting and bill-tracking app for web and mobile, from $60 per year with a 30-day trial.
Places #1, #2, #3, #4, #5 on this board are open to sponsors. Take #1 · Other ways to advertise
How to choose
Which budgeting features should I compare?
Start with the tasks you need: bank synchronization, receipt scanning, recurring transactions, shared budgets, investment tracking, or multiple currencies.
The board compares these features along with mobile apps. Check the individual tool details for the capabilities relevant to your routine.
Which devices and platforms does it support?
Choose a tool that runs where you plan to manage your budget. The board covers iOS, Android, web, Windows, and macOS, and identifies API availability as a platform option.
For example, ExpenseIQ is listed for Android and iOS. Confirm a tool's platform details before choosing it.
How can I compare free plans and paid pricing?
Check whether a free plan is available, what a paid plan starts at, and whether a free trial is offered. A free plan and a free trial are different: a trial gives temporary access, while a plan is listed as free.
Actual Budget and Firefly III are listed with free plans. Expensify is listed with a free plan, paid pricing from $5 per month, and a 30-day trial.
Should I look for an API or open-source code?
Look for a public API if connecting the tool to other software matters to you. Open-source code can matter if you want to inspect or modify the software; check the individual tool's details for its license.
Questions
What features should I look for in a budgeting app?
Compare bank synchronization, receipt scanning, recurring transactions, shared budgets, multiple currencies, investment tracking, and mobile apps against your needs.
Which budgeting apps have a free plan?
The board marks whether a free plan is listed. Actual Budget, budgetzero, and Firefly III are examples with a listed free plan.
Can I use a budgeting tool on my phone and computer?
The board covers iOS, Android, web, Windows, and macOS. Check a tool's platform details to confirm it supports the devices you use.
What does the API mark mean for a budgeting app?
It indicates whether a public API is listed. An API is a way for software to connect with other software; check the tool details for specifics.
Is a free trial the same as a free plan?
No. A free plan is listed as a free option, while a trial gives temporary access. Check the pricing details for the terms.
Some top positions on this board can be paid placements, standing where they were sold. The facts on each platform are not for sale. How we rank · Disclosure