Credit.com

Credit.com · checked 13 Nov 2026

#5 · Credit Monitoring Apps

Visit credit.com ↗ Alternatives Credit.com vs myEquifax

How it plugs in

—Public API

NoOpen source

YesFree tier

Signal on Credit Monitoring Apps6.1#5 of 13

Credit.com provides consumers credit education, tools and support to help them understand credit scores and find financial products.

Pricing

Basic$0 per month · Credit report card · Credit score factoring · Credit score simulator · Financial offers · Credit score comparison · Experian credit report cardFree
Lite$24.99 per month · All three bureau reports · Access to only three FICO® Scores · Rent & utility reporting · Dark web monitoring & alerts · $1 million ID insurance$24.99/mo
ExtraCredit$34.99 per month · All three bureau reports · Access to all 28 FICO® Scores · Rent & utility reporting · Dark web monitoring & alerts · $1 million ID insurance$34.99/mo

As credit.com lists them, checked 13 Nov 2026.

Near it

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Runs on

Web
Windows
Mac
Linux
iOS
Android

Facts

Website: credit.com
Price: Free tier · from $24.99/mo
Free trial: Not stated
Credit building: ExtraCredit includes rent and utility reporting.
Credit repair access: ExtraCredit includes discounted access to a credit repair provider where available.
Credit report limitations: Credit.com states its Credit Report Card is not a complete credit file and directs users to AnnualCreditReport.com for a complete file.
Eligibility: The terms require users to be over 18 and to use the service for personal, non-commercial purposes.
Free score: The free Credit Report Card includes an Experian VantageScore 3.0 updated every 14 days.
Identity protection: ExtraCredit's Guard It features include proactive security alerts, identity insurance, and dark web monitoring.
Mobile availability: Credit.com links to its app in Apple's App Store and Google Play.
Monitoring scores: ExtraCredit includes 28 FICO scores updated monthly and monthly reports from TransUnion, Experian, and Equifax.
Personalized recommendations: The Credit Report Card provides personalized recommendations and credit advice, and compares users with peers.
Privacy and security: Credit.com says it uses technical, physical, and administrative safeguards and SSL encryption on pages collecting personal information.
Support: Credit.com lists chat, email, and a Salt Lake City office address for contacting the company.

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Credit Monitoring Apps#5 of 13

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