Credit Sesame

Credit Sesame · checked 13 Nov 2026

#2 · Credit Monitoring Apps

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How it plugs in

—Public API

NoOpen source

YesFree tier

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Credit Sesame provides financial education and tools for credit and loans.

Pricing

Credit SesameFree · Daily TransUnion score · credit monitoring alerts · score-factor breakdown · personalized tipsFree
Sesame+3-bureau credit scores and reports · monitoring · credit calendar · dispute dashboard · credit lock · rent reporting · dark web monitoring · identity theft insuranceOn request

As creditsesame.com lists them, checked 13 Nov 2026.

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Runs on

Web
Windows
Mac
Linux
iOS
Android

Facts

Website: creditsesame.com
Price: Free tier
Free trial: Not stated
Company location: Credit Sesame lists its address in Mountain View, California.
Credit builder: Its credit-building feature can use debit purchases to help build credit, with fees potentially applicable.
Credit impact: Checking a score through Credit Sesame is described as free and not harmful to the user's credit.
Credit monitoring: The free membership includes monitoring alerts tied to TransUnion credit information.
Daily credit score: Members can view and refresh their credit score daily for free.
Founder: The company says Adrian Nazari founded Credit Sesame after the last financial crisis.
Mobile apps: The product advertises a free app, and its support FAQ describes mobile app subscription cancellation through Apple or Google billing.
Offer matching: It matches users with credit card and loan offers based on their credit profile.
Premium monitoring: Sesame+ adds credit scores, reports, and alerts from TransUnion, Experian, and Equifax.
Premium protection: Sesame+ includes dark-web monitoring, identity-theft insurance, and lost-wallet protection.
Score insights: The service shows factors affecting a score and suggests personalized actions.
Security: The homepage states that Credit Sesame protects data with 256-bit encryption and does not sell personal information to third parties.

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