Credyt
Ranked in Usage-Based Billing Software ·Free plan· paid from $1/mo
About
Credyt provides real-time monetization infrastructure for AI products through web and API. It supports usage-based, subscription, hybrid, credits, tokens, entitlements, and seat-based billing. Usage can be authorized, priced, and debited as it occurs, while wallets can hold USD, tokens, GPU hours, or custom units. A branded customer portal provides top-ups, transaction history, and auto-recharge. Integrations include Stripe, Adyen, Checkout.com, hosted-payment-flow providers, webhooks, OpenAPI, SDKs, and an MCP server. The MCP server is listed for tools including Claude Code, Cursor, Codex, Windsurf, ChatGPT, Lovable, Bolt, v0, and Replit. The free plan covers building and testing, with the first 10 active wallets free each month. Production pricing is 1.00 USD per month per active wallet; the first 1M events/month are free. Credyt does not support usage metered throughout a period and invoiced in arrears. Customer data is stored in one Azure region without region selection.
Who it is for
Credyt is aimed at vibe coders, AI companies, and scaling businesses, with use cases across engineering, finance, operations, and product. Its API and billing model options suit teams implementing monetization inside AI products.
What is good
- Authorizes, prices, and debits usage in real time.
- Wallets can hold currencies, tokens, or custom units.
- Offers webhooks, OpenAPI, SDKs, and an MCP server.
- First 10 active wallets are free each month.
What to know first
- Does not support usage metered and invoiced in arrears.
- Customer data is stored in one region without region selection.
- SOC 2 certification is still being evaluated.
Verdict
Credyt is built for real-time billing flows and prepaid or hybrid monetization, with integrations aimed at developer workflows. Teams needing arrears invoicing or a choice of data region should account for those limits.
Compared on usage-based billing software
Facts
- What it does
- Credyt is real-time monetization infrastructure for AI products that supports usage-based, subscription, hybrid, credits, tokens, entitlements, and seat-based billing.credyt.ai · 1 Oct 2026
- Real-time billing
- Usage is authorized, priced, and debited atomically as it happens, with no batch processing or end-of-month surprises.credyt.ai · 1 Oct 2026
- Wallets
- Credyt supports multi-asset wallets containing USD, tokens, GPU hours, or custom units.credyt.ai · 1 Oct 2026
- Billing portal
- The product includes a branded self-service billing portal with top-ups, history, and auto-recharge.credyt.ai · 1 Oct 2026
- Integrations
- Credyt lists Stripe, Adyen, Checkout.com, any PSP supporting hosted payment flows, webhooks, OpenAPI, SDKs, and an MCP server.credyt.ai · 1 Oct 2026
- AI tools
- The MCP server integrates with Claude Code, Cursor, Codex, Windsurf, ChatGPT, Lovable, Bolt, v0, and Replit.credyt.ai · 1 Oct 2026
- Usage billing limit
- Credyt does not currently support usage-based billing metered throughout a period and invoiced in arrears.docs.credyt.ai · 1 Oct 2026
- Security hosting
- Credyt infrastructure is hosted in Microsoft Azure, with customer data encrypted in transit using TLS 1.2+ and at rest using AES-256.docs.credyt.ai · 1 Oct 2026
- Authentication
- Credyt supports API-key and OAuth authentication, environment-scoped test and live keys, RBAC, and rate-limited API requests.docs.credyt.ai · 1 Oct 2026
- Payment data
- Credyt uses Stripe Connect and states that it does not process, store, or access raw payment-card data or PCI data.docs.credyt.ai · 1 Oct 2026
- Data protection
- Credyt offers erasure on request, data export, and a DPA on request, while customer data is currently stored in a single Azure region without region selection.docs.credyt.ai · 1 Oct 2026
- Certifications
- Credyt says it is currently evaluating the SOC 2 certification process.docs.credyt.ai · 1 Oct 2026
- Support
- Credyt directs users to its documentation and [email protected] for help.credyt.ai · 1 Oct 2026
- Target users
- Credyt is built for vibe coders, AI companies, and scaling businesses, with engineering, finance, operations, and product use cases.credyt.ai · 1 Oct 2026
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Sources
- credyt.ai· checked 1 Oct 2026
- credyt.ai/pricing· checked 1 Oct 2026
- credyt.ai/integrations· checked 1 Oct 2026
- docs.credyt.ai/pricing-guide· checked 1 Oct 2026
- docs.credyt.ai/security· checked 1 Oct 2026
- credyt.ai/contact· checked 1 Oct 2026
- credyt.ai/platform· checked 1 Oct 2026



