Guideline

How it plugs in

Signal on 401(k) Software5.2#7 of 14

Guideline provides 401(k) and IRA plans for companies and solopreneurs and has joined Gusto.

Pricing

• Starter$49/month base fee + $6 per active participant; employee fee 0.25% / year · IRS-limited employee contribution limit: $6,000 for 2025 and 2026 · No employer contributions · No plan loans · Eligible employers must not have offered a retirement plan in the last 12 months$49/mo
• Core$119 base fee + $8 per active participant per month; employee fee 0.25% / year · Standard employee contribution limit: $23,500 for 2025 and $24,500 for 2026 · Safe harbor and standard 401(k) designs · Employer match and profit sharing$119/mo
• Premium$179 base fee + $8 per active participant per month; employee fee 0.25% per year · Standard employee contribution limit: $23,500 for 2025 and $24,500 for 2026 · Flexible pricing options · Premium support · 401(k) plan transfers$179/mo

As help.guideline.com lists them, checked 14 Nov 2026.