Lithic

Input—per 1M tokens

Output—per 1M tokens

Context—tokens

WeightsClosed

About

Lithic is ranked #5 of 20 in card issuing platforms on Inferse. It runs on API, Web.

Compared on card issuing platforms

Virtual cards: Yeslithic.com
Physical cards: Yeslithic.com
Issuing API: Yeslithic.com
Spend controls: Yeslithic.com
Funding and balances: Yeslithic.com
Card program support: enterpriselithic.com
KYC/KYB tools: Yeslithic.com

Facts

What it does: Lithic is a developer-friendly issuer processing platform for card issuing, money movement, and program management.lithic.com · 1 Oct 2026
Card types: Lithic supports debit, prepaid, charge, and revolving credit programs, with physical, virtual, and tokenized cards.lithic.com · 1 Oct 2026
Card controls: Its authorization rules can restrict spending by merchant category, amount, velocity, time of day, and other criteria.lithic.com · 1 Oct 2026
Wallet provisioning: Lithic supports manual, in-app, and web-push provisioning to digital wallets and manages merchant network tokens by API.lithic.com · 1 Oct 2026
Network integrations: Lithic connects directly to Visa, Mastercard, and American Express networks through one processing integration.lithic.com · 1 Oct 2026
Money movement: The platform provides ACH transfers, virtual and routable accounts, Federal Reserve connectivity, and ledger-based reconciliation.lithic.com · 1 Oct 2026
Fraud prevention: Lithic offers KYC/KYB workflows, 3DS authentication, authorization rules, shadow mode, backtesting, and client decisioning through Authorization Stream Access.lithic.com · 1 Oct 2026
Program management: Lithic can manage sponsor-bank operations, network onboarding, regulatory compliance, card fulfillment, and reporting.lithic.com · 1 Oct 2026
Customer support: Lithic provides 24/7/365 cardholder support through chat, email, phone, and IVR as a program service.lithic.com · 1 Oct 2026
Security and compliance: Lithic states that its security program aligns with SOC 1, SOC 2, ISO 27001, and PCI DSS.trust.lithic.com · 1 Oct 2026
Availability: Lithic advertises 99.99%+ uptime with no scheduled downtime.lithic.com · 1 Oct 2026
Sandbox: Every account comes with a Sandbox API key, and the Sandbox is free, supports all API endpoints, and is intended for development and testing.docs.lithic.com · 1 Oct 2026
Production access: A Production API key is available when an account is enabled for the production environment.docs.lithic.com · 1 Oct 2026
Business audience: Lithic says it powers card programs for more than 100 clients across use cases including credit, disbursements, and digital banking.lithic.com · 1 Oct 2026