Inferse
For vendors
AdvertiseTop spots, featured rows, home sponsor Get listedAdd a product we don't cover yet Claim a listingFree: verify the domain, then correct your page Vendor dashboardNumbers, orders and placements
List your platform
Vendor dashboard

Marqeta

APIyesOSS—FREE—DOCS5/5
MA7.0#2 of 20
outWeb—Windows—Mac—Linux—Android—iOS

Ranked in Card Issuing Platforms ·No free plan on record

Visit site Alternatives

About

Marqeta is a configurable card issuing and payment processing platform for businesses building payment programs. Its APIs and web tools support debit, prepaid, credit, and flexible credentials, issued as physical, virtual, or tokenized cards. Programs can set transaction-level rules and adjust spend controls in real time, with capabilities for accounts, payments, transfers, and cash access. Risk tools cover KYC, real-time decisioning, 3D Secure, and disputes. Developers have APIs, SDK tools, documentation, and a sandbox for building and testing programs. Cards can be provisioned to Apple Pay, Google Pay, and Samsung Pay. Marqeta lists bank, network, fintech, banking, consulting, and integration partners. Its Trust Center lists PCI DSS, SOC 1, and SOC 2 certifications, and says controls are tested by independent auditors; customers may still retain PCI compliance responsibilities. Program services include 24/7 cardholder support, card fulfillment, and compliance management. Founded in 2010 and headquartered in Oakland, California, Marqeta serves fintechs, financial institutions, and technology companies. Pricing is on request, and supported services vary by jurisdiction.

Who it is for

Marqeta suits fintechs, financial institutions, and technology companies building card programs that need issuing APIs, configurable controls, or money-movement capabilities. Prospective customers should confirm jurisdictional availability.

What is good

  • Physical, virtual, and tokenized card options
  • Real-time transaction rules and spend controls
  • APIs, SDK tools, documentation, and sandbox
  • Apple Pay, Google Pay, and Samsung Pay provisioning
  • 24/7 cardholder support and compliance services

What to know first

  • Pricing is on request
  • Availability varies by jurisdiction
  • Customers may retain PCI compliance responsibilities

Verdict

Marqeta brings card issuing, payment processing, controls, and risk tools together for businesses building payment programs. Check local availability and clarify PCI responsibilities before committing.

Compared on card issuing platforms

Virtual cards
Yesmarqeta.com
Physical cards
Yesmarqeta.com
Issuing API
Yesmarqeta.com
Spend controls
Yesmarqeta.com
Funding and balances
Yesmarqeta.com
Card program support
enterprisemarqeta.com
KYC/KYB tools
Yesmarqeta.com

Facts

What it does
Marqeta provides a configurable card issuing and payment processing platform for businesses building payment programs.marqeta.com · 2 Oct 2026
Card types
The platform supports debit, prepaid, credit, and flexible credentials, with physical, virtual, and tokenized cards.marqeta.com · 2 Oct 2026
Transaction controls
Customers can set transaction-level rules and change spend controls in real time.marqeta.com · 2 Oct 2026
Accounts and transfers
Its accounts and money movement capabilities include accounts, payments, transfers, and cash access.marqeta.com · 2 Oct 2026
Risk tools
Risk and fraud capabilities include KYC, real-time decisioning, 3D Secure, and disputes.marqeta.com · 2 Oct 2026
Developer access
Marqeta provides APIs, SDK tools, documentation, and a sandbox for building and testing card programs.marqeta.com · 2 Oct 2026
Digital wallet integrations
Marqeta supports provisioning cards to Apple Pay, Google Pay, and Samsung Pay.marqeta.com · 2 Oct 2026
Partner integrations
Marqeta describes an ecosystem that includes bank and network partners, fintech and banking partners, and consulting and integration partners.marqeta.com · 2 Oct 2026
Security and compliance
Marqeta's Trust Center lists PCI DSS, SOC 1, and SOC 2 certifications, with controls tested by independent third-party auditors.trust.marqeta.com · 2 Oct 2026
Customer support
Marqeta says its program services include 24/7 cardholder support, card fulfillment, and compliance management.marqeta.com · 2 Oct 2026
Availability limit
Product support varies by jurisdiction, and Marqeta directs prospective customers to contact it about local availability.marqeta.com · 2 Oct 2026
Company history
Marqeta says it was founded by Jason Gardner in 2009 and launched open APIs in 2014.marqeta.com · 2 Oct 2026
Real-time controls
Programs can set transaction-level card rules and change those rules in real time.marqeta.com · 3 Oct 2026
Integrations
Marqeta describes an ecosystem of fintech and banking, spend management, core banking, consulting, and integration partners.marqeta.com · 3 Oct 2026
Security certifications
Marqeta's Trust Center says its certifications include PCI DSS and SOC 1 and SOC 2, with controls tested by independent auditors.trust.marqeta.com · 3 Oct 2026
PCI responsibility
Marqeta states that its customers may retain PCI compliance responsibilities, although its widgets can reduce some of them.marqeta.com · 3 Oct 2026
Support
Marqeta says its program services include 24/7 cardholder support and help with bank relationships, network approvals, compliance, and operations.marqeta.com · 3 Oct 2026
Intended customers
Marqeta describes its open APIs as serving fintechs, financial institutions, and technology companies.marqeta.com · 3 Oct 2026
Availability
Marqeta says its supported services vary by jurisdiction and directs prospective customers to contact it for availability details.marqeta.com · 3 Oct 2026

Company

Founded
2010marqeta.com · 28 Sept 2026
Headquarters
Oakland, California, United Statesmarqeta.com · 28 Sept 2026

Best Marqeta alternatives

See all 12
Extend01 APIOSSFREEDOCS $0.75/mo7.3Paynetics Card Issuing03 APIOSSFREEDOCS 7.0Enfuce Cards04 APIOSSFREEDOCS 6.9Lithic05 APIOSSFREEDOCS 6.9Nium Physical and Virtual Cards06 APIOSSFREEDOCS 6.9OpenWay Way407 APIOSSFREEDOCS 6.9

Where it ranks on Inferse

Sources