YNAB

Input—per 1M tokens

Output—per 1M tokens

Context—tokens

WeightsClosed

About

YNAB is ranked #2 of 181 in personal finance software on Inferse, made by YNAB (Lehi, Utah, USA). It runs on Android, API, iOS, Web. There is no free plan. A free trial is offered. Paid plans start at $9.08/mo.

Compared on personal finance software

Free plan: Noynab.com
Paid from: $9.08/user/moynab.com

Facts

Free plan: Noynab.com · 19 Sept 2026
Paid from: 9.08ynab.com · 19 Sept 2026
Budgeting tools: Yesynab.com · 19 Sept 2026
Bill tracking: Yesynab.com · 19 Sept 2026
Net-worth tracking: Yesynab.com · 19 Sept 2026
Account sync: bothynab.com · 19 Sept 2026
Report export: Yesynab.com · 19 Sept 2026
Mobile apps: bothynab.com · 19 Sept 2026
Annual Price: $109 USD paid annually, or $9.08 per month before applicable tax.ynab.com · 27 Sept 2026
Monthly Price: $14.99 USD per month before applicable tax.ynab.com · 27 Sept 2026
Trial Length: The free trial lasts 34 days.ynab.com · 27 Sept 2026
Trial Card Requirement: No credit card is required when signing up directly through YNAB.ynab.com · 27 Sept 2026
Trial Charging: Users are not charged unless they subscribe after the trial.ynab.com · 27 Sept 2026
College Trial: College students can receive a free 365-day trial with proof of enrollment.ynab.com · 27 Sept 2026
Subscription Sharing: One subscription can be shared with up to six people.ynab.com · 27 Sept 2026
Supported Banks: Direct import supports select US, Canadian, UK, and EU banks.ynab.com · 27 Sept 2026
File Import: File-Based Import is available for regions outside the supported direct-import areas.ynab.com · 27 Sept 2026
Currency Support: Users can select a currency, but cannot combine multiple currencies in one spending plan.ynab.com · 27 Sept 2026
Data Policy: YNAB says it does not sell user data and makes money from subscriptions.ynab.com · 27 Sept 2026
Account Security: YNAB operates as an agent of Plaid, whose account information services are FCA regulated.ynab.com · 27 Sept 2026
Device Sync: Account balances, priorities, goals, and transactions sync across devices in real time.ynab.com · 27 Sept 2026
Debt Management: Debt management features include an integrated loan calculator.ynab.com · 27 Sept 2026
Goal Tracking: YNAB provides target-setting features and progress tracking for savings goals.ynab.com · 27 Sept 2026
Mobile App: The service includes an app that users can download.ynab.com · 27 Sept 2026
Support Channels: The site provides a Help Center and Contact Support links.ynab.com · 27 Sept 2026
Company Founder: The founder named on the site is Jesse Mecham.ynab.com · 27 Sept 2026
Company Book: YNAB has a New York Times Bestselling book.ynab.com · 27 Sept 2026
Budgeting method: YNAB teaches users to give every dollar a job and ask what their money is for.ynab.com · 28 Sept 2026
Bank import: Users can securely link accounts and import transactions automatically.ynab.com · 28 Sept 2026
Device sync: YNAB syncs automatically across computer, phone, and tablet, including offline use.ynab.com · 28 Sept 2026
Subscription sharing: YNAB Together lets partners, families, and close-knit groups of up to six people share one subscription.ynab.com · 28 Sept 2026
Goal tracking: Target-setting features help users prioritize spending and savings goals and track progress.ynab.com · 28 Sept 2026
Debt planning: The loan planner calculates how much interest and time users can save with extra payments.ynab.com · 28 Sept 2026
Reports: Spending and net-worth reports provide graphs and charts about spending and wealth.ynab.com · 28 Sept 2026
Ad policy: YNAB says the app is always ad-free and contains no third-party products.ynab.com · 28 Sept 2026
Security: YNAB uses encryption in transit and at rest, restricted monitored access, code scanning, and infrastructure testing.ynab.com · 28 Sept 2026
Bank credentials: Bank connections are read-only, use Plaid or MX, and YNAB says it never stores users’ bank credentials.ynab.com · 28 Sept 2026
Data sales: YNAB says it does not sell financial data or anything users enter in the app.ynab.com · 28 Sept 2026
Integrations: YNAB provides a REST JSON API over HTTPS, and its Zapier integration connects YNAB with more than 1,500 apps.support.ynab.com · 28 Sept 2026
API support limit: YNAB says API support is limited, may take up to a week to respond, and does not include detailed coding assistance.support.ynab.com · 28 Sept 2026
Desktop availability: The web app runs in a browser and YNAB says there is no downloadable laptop or desktop version.support.ynab.com · 28 Sept 2026
Bank coverage limit: Direct import supports select US, Canadian, UK, and EU banks, while other regions can use file-based import.ynab.com · 28 Sept 2026