Best Budgeting Software in 2026
Updated
In short: Cube is ranked #1 of 32 as of 3 October 2026, ahead of OpenGov Accounts Payable and Workday Adaptive Planning. The lowest first paid tier on this page is OnePlan at $0.83/mo.
Finance teams can use budgeting software to build plans, monitor results, and explore how assumptions may change future projections. Compare actual-versus-budget tracking, rolling forecasts, and scenario planning, then consider approval workflows and multi-entity budgeting for your organization’s planning process. Accounting integrations and deployment are also listed, alongside free-plan availability and starting paid prices. The 2026 ranking begins with Workday Adaptive Planning, IBM Planning Analytics, and Vena, followed by Budgyt and Jedox. Check which planning capabilities and operating arrangements matter most to your team as you assess the options.
32 budgeting software ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
| # | Platform | Score | Why | From | Free plan | Paid from | Approval workflows | |
|---|---|---|---|---|---|---|---|---|
| 1 | Cube | 6.8 | RecognisedAPIDocumented | — | — | — | — | View |
| 2 |  OpenGov Accounts Payable | 6.8 | RecognisedAPIDocumented | — | — | — | Yes | View |
| 3 |  Workday Adaptive Planning | 6.8 | RecognisedAPIDocumented | — | No | — | — | View |
| 4 | YNAB | 6.8 | RecognisedAPIDocumented | $9.08/mo | No | 9.08 /user/mo | — | View |
| 5 |  Budgyt | 6.7 | RecognisedAPIDocumented | $399/mo | No | — | Yes | View |
| 6 | Euna Budget | 5.5 | RecognisedAPIDocumented | — | — | — | Yes | View |
| 7 |  Bajet | 5.4 | RecognisedAPIDocumented | — | Yes | — | — | View |
| 8 | Lucanet | 5.4 | RecognisedAPIDocumented | — | — | — | Yes | View |
| 9 | Board | 5.3 | RecognisedAPIDocumented | — | No | — | — | View |
| 10 |  ClearGov Budget Cycle | 5.3 | RecognisedAPIDocumented | — | — | — | Yes | View |
| 11 | Jedox | 5.3 | RecognisedAPIDocumented | — | — | — | — | View |
| 12 | OnePlan | 5.3 | RecognisedAPIDocumented | $0.83/mo | No | 10 /user/mo | Yes | View |
| 13 | OpenGov Budgeting & Performance | 5.3 | RecognisedAPIDocumented | — | — | — | Yes | View |
| 14 |  Questica Budget | 5.3 | RecognisedAPIDocumented | — | — | — | Yes | View |
| 15 | Solver | 5.3 | RecognisedAPIDocumented | — | — | — | — | View |
| 16 |  Unit4 FP&A | 5.3 | RecognisedAPIDocumented | — | — | — | — | View |
| 17 | Vena | 5.3 | RecognisedAPIDocumented | — | — | — | — | View |
| 18 |  Buckets | 5.2 | RecognisedAPIDocumented | $64/mo | No | — | — | View |
| 19 |  CalendarBudget | 5.2 | RecognisedAPIDocumented | $11.99/mo | No | — | — | View |
| 20 | Datarails | 5.2 | RecognisedAPIDocumented | — | No | — | Yes | View |
| 21 |  True North Budgeting | 5.2 | RecognisedAPIDocumented | — | No | — | — | View |
| 22 | Acterys | 5.1 | RecognisedAPIDocumented | — | No | — | — | View |
| 23 |  CCH Tagetik | 5.1 | RecognisedAPIDocumented | — | — | — | — | View |
| 24 |  Centage | 5.1 | RecognisedAPIDocumented | — | No | — | — | View |
| 25 | Jirav | 5.1 | RecognisedAPIDocumented | $833.33/mo | No | — | — | View |
Is your platform on this list?
Numbered spots on this list can be sponsored. They are labelled, and the editorial order and scores never change for payment.
Questions about this list
Which budgeting software is ranked first on Inferse?
Cube is ranked #1 of 32 with a score of 6.8. OpenGov Accounts Payable is second and Workday Adaptive Planning third.
How many of these have a free plan?
0 of the 25 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, OnePlan has the lowest first paid tier we found: $0.83/mo.
How is this list ranked?
Ranked on what each maker publishes, open and connectable first: a public API, open-source code, the depth of its documentation and a free tier to try it on. Model lists are sorted by the figure in their title, exactly as each provider publishes it. Paid placements never change a rank.