Enable Banking vs finAPI
| Enable Banking | finAPI | |
|---|---|---|
| Free plan | No | No |
| Free trial | No | No |
| Paid from | — | — |
| Open source | No | No |
| Platforms | Web | Web |
| Bank/institution count | 2,700 banks | — |
| Supported data types | account information, balances, transactions, payment details | account balances, transactions, checking accounts, savings accounts, credit cards, securities accounts, loan accounts, building society contracts, cooperative shares, PayPal accounts |
| Connection methods | PSD2/Open Banking APIs, bank authorisation redirects, sandbox/mock ASPSP connections | PSD2 XS2A, FinTS/HBCI, web scraping, financial service provider APIs |
| Refresh frequency | real_time | real_time |
| Free plan | — | No |
| Statement formats | — |
Both are listed in Best Bank Connectivity Software. On Inferse, Enable Banking scores higher on our published basis.