finAPI vs Plaid
| finAPI | Plaid | |
|---|---|---|
| Free plan | No | No |
| Free trial | No | Yes |
| Paid from | — | — |
| Open source | No | No |
| Platforms | Web | Android, api, iOS, Web |
| Free plan | No | No |
| Supported data types | account balances, transactions, checking accounts, savings accounts, credit cards, securities accounts, loan accounts, building society contracts, cooperative shares, PayPal accounts | account and routing numbers, balances, identity, transactions, investments, liabilities, income, statements |
| Connection methods | PSD2 XS2A, FinTS/HBCI, web scraping, financial service provider APIs | Plaid Link credentials-based authentication, OAuth, app-to-app OAuth, and manual or micro-deposit flows |
| Refresh frequency | real_time | on_demand |
| Statement formats |
Both are listed in Best Bank Connectivity Software. On Inferse, Plaid scores higher on our published basis.