Form3 Payments Platform vs Serrala Payments Optimization
| Form3 Payments Platform | Serrala Payments Optimization | |
|---|---|---|
| Free plan | No | No |
| Free trial | No | No |
| Paid from | — | — |
| Open source | No | No |
| Platforms | — | Web |
| Payment file formats | JSON; ISO 20022 | ISO 20022 CGI, camt, SWIFT MT, proprietary formats |
| Bank connectivity | direct_api | — |
| Payment channels | US RTP; FedNow; ACH; US Wire; UK Faster Payments; Bacs; SEPA Instant Credit Transfer; SEPA Direct Debit; Confirmation of Payee; Verification of Payee | vendor, HR, treasury |
| Payment validation | Yes | — |
| Deployment options | hybrid | hybrid |
| Approval workflows | — | Yes |
Both are listed in Best Payment Hub Software. On Inferse, Form3 Payments Platform scores higher on our published basis.