Mono vs Plaid
| Mono | Plaid | |
|---|---|---|
| Free plan | No | No |
| Free trial | Yes | Yes |
| Paid from | NGN 50,000/mo | — |
| Open source | No | No |
| Platforms | api, Web | Android, api, iOS, Web |
| Free plan | No | No |
| Supported data types | account information, balances, transactions, statements, identity, income, assets, earnings, creditworthiness | account and routing numbers, balances, identity, transactions, investments, liabilities, income, statements |
| Connection methods | internet banking, mobile banking | Plaid Link credentials-based authentication, OAuth, app-to-app OAuth, and manual or micro-deposit flows |
| Refresh frequency | real_time | on_demand |
| Statement formats | JSON, PDF | |
| Multi-entity support | Yes | — |
Both are listed in Best Bank Connectivity Software. On Inferse, Mono scores higher on our published basis.