OPay vs Settle Up
| OPay | Settle Up | |
|---|---|---|
| Free plan | No | Yes |
| Free trial | No | No |
| Paid from | — | — |
| Open source | No | No |
| Platforms | iOS, Android | Android, iOS, Web, Windows |
| Free plan | Yes | Yes |
| Payment requests | Yes | — |
| Instant transfer | Yes | Yes |
| Split payments | — | Yes |
Both are listed in Best Peer-to-Peer Payment Apps. On Inferse, Settle Up scores higher on our published basis.