Plaid vs TrueLayer Data API
| Plaid | TrueLayer Data API | |
|---|---|---|
| Free plan | No | Yes |
| Free trial | Yes | No |
| Paid from | — | Free |
| Open source | No | No |
| Platforms | Android, api, iOS, Web | Android, api, iOS, Web |
| Free plan | No | No |
| Supported data types | account and routing numbers, balances, identity, transactions, investments, liabilities, income, statements | identity, account, credit card, transactions, balances, standing orders, direct debits |
| Connection methods | Plaid Link credentials-based authentication, OAuth, app-to-app OAuth, and manual or micro-deposit flows | redirect, embedded, app-to-app, API-only/custom UI |
| Refresh frequency | on_demand | real_time |
| Statement formats | JSON |
Both are listed in Best Bank Connectivity Software, Best Open Banking Payment Platforms. On Inferse, TrueLayer Data API scores higher on our published basis.