Aplazo
Ranked in Buy Now, Pay Later Platforms
About
APLAZO lets people buy from participating online and physical stores across Mexico and pay in installments without a credit card. Depending on the store, account, and purchase, customers may have biweekly schedules of 1, 3, 5, 8, or up to 12 installments. Eligible purchases over $5,000 MXN can use monthly options of 3, 6, or 12 months when APLAZO is selected directly at a participating merchant. In physical stores, customers can scan a QR code, choose a plan, review it, and confirm in the app. The in-app virtual card is generated for a selected store and purchase amount; it cannot be used at a different store, and its payments are biweekly. Before confirming a purchase, customers can review amounts, dates, total cost, and applicable charges. Registration requires identification, a selfie, a mobile number, and personal details, but prior credit history is not required. Available spending and terms depend on the customer’s account and purchase. Merchants can use e-commerce integrations, a developer API, a PrestaShop module, and a dashboard.
Who it is for
APLAZO suits people in Mexico seeking installment payments at participating stores without a credit card. Merchants may consider its e-commerce integrations, developer API, and PrestaShop module.
What is good
- Supports online checkout, store QR codes, and virtual cards.
- Payment amounts and dates are shown before confirmation.
- Early payments can be made through the app.
- Prior credit history is not required for registration.
- Merchants have a PrestaShop module and dashboard.
What to know first
- Monthly options require direct merchant checkout.
- Virtual card purchases remain biweekly.
- Virtual card works only at its selected store.
- Spending terms depend on the account and purchase.
Verdict
APLAZO offers several ways to pay over time at participating stores, with payment details available before confirmation. The monthly-payment and virtual-card restrictions matter if a particular repayment schedule or shopping destination is essential.
Compared on buy now, pay later platforms
Facts
- What it does
- APLAZO lets people buy in participating online and physical stores and pay in installments without needing a credit card.webflow.aplazo.mx · 4 Oct 2026
- Payment options
- It offers installment options including 3, 5, 8, or 12 payments, and monthly payments of 3, 6, or 12 months for qualifying purchases over $5,000 MXN.aplazo.mx · 4 Oct 2026
- How to pay in store
- At participating physical stores, customers can scan a QR code, choose installments, review the plan, and confirm in the app.webflow.aplazo.mx · 4 Oct 2026
- Virtual card
- Customers can generate a virtual APLAZO card in the app for a selected store and purchase amount; payments with it are made in quincenas.aplazo.mx · 4 Oct 2026
- Payment transparency
- Before confirming a purchase, customers can review the payment amounts, dates, total cost, and applicable charges.aplazo.mx · 4 Oct 2026
- Integrations
- APLAZO says it offers integrations for popular e-commerce platforms and an API for developers.aplazo.mx · 4 Oct 2026
- Security
- APLAZO says it protects data with industry-standard security technology and uses identity verification to restrict account access.aplazo.mx · 4 Oct 2026
- Privacy
- Its privacy notice says it implements administrative, technical, electronic, digital, and physical safeguards for personal data.aplazo.mx · 4 Oct 2026
- Support
- APLAZO says customers can get help through channels in the app and on its official site.aplazo.mx · 4 Oct 2026
- Notable limitation
- The monthly payment option is available only when APLAZO is selected directly at a participating merchant; virtual card purchases remain payable in quincenas.aplazo.mx · 4 Oct 2026
- Intended customers
- APLAZO describes its service as a way to pay over time without a credit card, and says registration does not require prior credit history.webflow.aplazo.mx · 4 Oct 2026
- Ways to pay
- Depending on the store, customers can pay through online checkout, a QR code at a physical store, or an in-app virtual card.webflow.aplazo.mx · 4 Oct 2026
- Payment schedules
- The maker describes 3, 5, 8, or 12 installments, and monthly options of 3, 6, or 12 months for eligible purchases over $5,000 MXN.webflow.aplazo.mx · 4 Oct 2026
- Monthly payment limit
- Monthly payments are available only through merchants offering APLAZO directly, and the maker says the virtual card uses biweekly payments instead.aplazo.mx · 4 Oct 2026
- Virtual card restriction
- The virtual card is generated for a selected store and purchase amount, and the maker says it will not work at a different store.webflow.aplazo.mx · 4 Oct 2026
- Eligibility
- Registration requires identification, a selfie, a mobile number, and personal details; the maker says prior credit history is not required.webflow.aplazo.mx · 4 Oct 2026
- Credit availability
- Available spending amounts and terms depend on the customer's account and the individual purchase.webflow.aplazo.mx · 4 Oct 2026
- Early payments
- Customers can make early payments through the app.webflow.aplazo.mx · 4 Oct 2026
- Store coverage
- APLAZO is described as available at participating physical and online stores across Mexico.webflow.aplazo.mx · 4 Oct 2026
- Merchant integration
- The maker provides a PrestaShop module with installation, configuration, checkout, order-viewing, and payment-cancellation tutorials.aplazo-presta-docs.aplazo.mx · 4 Oct 2026
- Privacy and security
- Aplazo says it applies administrative, technical, electronic, digital, and physical security measures to protect personal data.aplazo.mx · 4 Oct 2026
- Privacy eligibility
- The privacy notice says it applies to individuals aged 18 and older and that Aplazo will not request or store data from minors.aplazo.mx · 4 Oct 2026
Company
- Company founded
- Aplazo was founded in 2020.kaszek.com · 4 Oct 2026
- Headquarters
- Mexico City, Mexicoaplazo.mx · 28 Sept 2026
Best Aplazo alternatives
See all 20
Where it ranks on Inferse
Sources
- webflow.aplazo.mx/blog/comprar-a-plazos/como-funciona-apl· checked 4 Oct 2026
- aplazo.mx/blog/comprar-a-plazos/pago-a-meses-con-· checked 4 Oct 2026
- aplazo.mx/blog/estrategias-de-venta/pagos-quincen· checked 4 Oct 2026
- aplazo.mx/blog/comprar-a-plazos/aplazo-es-seguro-· checked 4 Oct 2026
- aplazo.mx/privacyaplazo.pdf· checked 4 Oct 2026
- kaszek.com/company/aplazo/· checked 4 Oct 2026
- webflow.aplazo.mx/blog/comprar-a-plazos/alternativas-a-la· checked 4 Oct 2026
- webflow.aplazo.mx/blog/comprar-a-plazos/como-usar-tarjeta· checked 4 Oct 2026
- webflow.aplazo.mx/blog/comprar-a-plazos/tiendas-donde-pue· checked 4 Oct 2026
- aplazo-presta-docs.aplazo.mx/tutoriales/· checked 4 Oct 2026
- aplazo.mx· checked 28 Sept 2026