Oney
Ranked in Buy Now, Pay Later Platforms
About
Oney provides payment, consumer credit, insurance, and fraud-prevention solutions for retailers and their customers. Merchant options include Paylater, deferred payment, card payments split into up to 12 installments, and financing for up to 60 months. Supported sales channels include marketplaces, web and mobile, click and collect, stores, remote payment, and C2C. Merchants can integrate through Oney's API or through payment service provider, content management system, and software-provider partners. Its CMS documentation covers PrestaShop, Magento 2, and Salesforce. Oney says merchant funds are paid within 48 hours and that it covers unpaid-payment and fraud risk, subject to stated exceptions. Customer fees are capped at €30 for the three-installment option and €60 for the four-installment option. Oney was created in France in 1983 and is headquartered in Croix, France. Merchant pricing is available on request.
Who it is for
Oney is aimed at retailers seeking payment and financing options across online, in-store, and other sales channels. It lists merchant sectors including home, health, technology, sport, mobility, and travel.
What is good
- Payment options include installments and financing up to 60 months.
- Integrates through an API or partner providers.
- CMS documentation covers PrestaShop, Magento 2, and Salesforce.
- Partner support is listed six days a week.
What to know first
- Merchant pricing is available on request.
- CMS documentation disclaims responsibility for modified-core, theme, or module incompatibilities.
- Three-installment customer fees are capped at €30; four-installment fees at €60.
Verdict
Oney brings payment, installment, and financing options together for merchants using a range of sales channels. Review the partner integration route and the stated exceptions to its payment-risk coverage before proceeding.
Compared on buy now, pay later platforms
- Free plan
- Yesoney.com
- Checkout channels
- omnichanneloney.com
- Repayment terms
- 3, 4, 6, 10, and 12 installments; financing up to 60 monthsoney.com
- Merchant platforms
- PrestaShop, Magento 2, Salesforceoney.com
- Consumer regions
- France, Italy, Portugal, Spain, Romania, Belgium, Netherlands, Germanyoney.com
- Merchant dashboard
- Yesoney.com
Facts
- Business
- Oney provides payment, credit, insurance, and fraud prevention solutions for retailers and their customers.oney.com · 5 Oct 2026
- Payment options
- Its merchant offering includes Paylater, deferred payment, card payments split into up to 12 installments, and financing up to 60 months.partners.oney.com · 5 Oct 2026
- Sales channels
- Oney lists marketplaces, web and mobile, click and collect, stores, remote payment, and C2C among the distribution formats it supports.partners.oney.com · 5 Oct 2026
- Merchant settlement
- Oney says merchant funds are paid within 48 hours and that it covers 100% of unpaid-payment and fraud risk, subject to stated exceptions.partners.oney.com · 5 Oct 2026
- Customer fees
- The 3-installment option has customer fees capped at €30, and the 4-installment option has fees capped at €60.partners.oney.com · 5 Oct 2026
- Integration
- Merchants can integrate Oney through its API or through PSP, CMS, and software-provider partners.partners.oney.com · 5 Oct 2026
- Technical partners
- Oney says its payment solutions are integrated with e-commerce platforms via PSP, CMS, and ISV partners, with partner documentation available for integration.partners.oney.com · 5 Oct 2026
- Security
- Oney states that it is PCI DSS certified and describes the standard as covering more than 420 payment-related requirements.partners.oney.com · 5 Oct 2026
- Data protection
- Oney says it processes personal data in accordance with the GDPR and French data protection law, and applies a Privacy by Design approach.oney.com · 5 Oct 2026
- Support
- Oney lists partner support 6 days a week from 8:30 to 21:00, and Saturdays from 9:30 to 19:00, with email replies by the next day.partners.oney.com · 5 Oct 2026
- Merchant fit
- Oney presents its solutions for retailers across sectors including home, health, technology, sport, mobility, and travel.partners.oney.com · 5 Oct 2026
- Geography
- Oney's payment API documentation lists payment methods by country for France, Portugal, Spain, Italy, Romania, Belgium, and the Netherlands.docs.oney.com · 5 Oct 2026
- Company history
- Oney says the group was created in France in 1983 by Gérard Mulliez.oney.com · 5 Oct 2026
- What Oney does
- Oney provides payment, consumer credit, insurance and fraud prevention solutions for merchants and their customers.oney.com · 5 Oct 2026
- 3x/4x payments
- The 3x/4x card payment is described as a digital solution available to merchant partners in France, Portugal, Romania, Spain, Italy, Belgium and the Netherlands.partners.oney.com · 5 Oct 2026
- Merchant payout and risk
- Oney says merchant funds are paid within 48 hours and it covers fraud and non-payment risk, subject to the stated partner-procedure exceptions.partners.oney.com · 5 Oct 2026
- Integrations
- Merchants can integrate through Oney’s API or payment service provider, content management system and software provider partners.partners.oney.com · 5 Oct 2026
- Named integrations
- The solutions page lists ACI, Adyen, Amadeus, Banque Populaire and Bee2link among its integration partners.partners.oney.com · 5 Oct 2026
- Platforms and technical limits
- Oney’s CMS documentation covers Prestashop, Magento 2 and Salesforce, and says it does not accept responsibility for incompatibilities involving modified CMS cores, themes or modules.docs.oney.com · 5 Oct 2026
- Security and compliance
- Oney describes its payment solutions as secure and says it covers fraud and non-payment risk; its merchant page says it ensures regulatory compliance as a BPCE subsidiary.partners.oney.com · 5 Oct 2026
- Customer support
- Oney’s merchant FAQ includes support topics covering integration, solutions, security in case of payment default and pricing.partners.oney.com · 5 Oct 2026
- Merchant pricing
- A 2021 Oney announcement describes its merchant pricing as competitive and without a subscription; the current merchant solution page directs prospects to contact Oney and gives no merchant price.oney.com · 5 Oct 2026
Company
- Founded
- 1983oney.com · 28 Sept 2026
- Headquarters
- Croix, Franceoney.com · 28 Sept 2026
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Sources
- oney.com· checked 5 Oct 2026
- partners.oney.com/solutions· checked 5 Oct 2026
- partners.oney.com· checked 5 Oct 2026
- partners.oney.com/nos-partenaires-techniques· checked 5 Oct 2026
- partners.oney.com/accompagnement· checked 5 Oct 2026
- oney.com/ethique-et-conformite/· checked 5 Oct 2026
- docs.oney.com/docs/developer_ressources/apis/payment_· checked 5 Oct 2026
- oney.com/notre-histoire/· checked 5 Oct 2026
- docs.oney.com/docs/platforms_plugins/cms_integration/· checked 5 Oct 2026
- partners.oney.com/faq· checked 5 Oct 2026
- oney.com/les-communiques/oney-propose-la-solutio· checked 5 Oct 2026