Best Plum Alternatives in 2026
Updated
16 platforms from automated savings apps ranked against Plum on the same published basis.
- 1Plum vs Betterment
- 2Plum vs finbee
- 3Plum vs Chip
- 4Plum vs Goin
- 5Plum vs PiggyVest
- 7Plum vs SavingsBox
- 8Plum vs Raiz
- 9Plum vs Piggo
- 10Plum vs Guac
- 11Plum vs PayDay
- 12Plum vs Qapital
- 13Plum vs Spave
- 14Plum vs Tunzi
- 15Plum vs Amini
- 16Plum vs Nebo
- 17Plum vs Albert
Plum alternatives compared
| # | Platform | Score | Free plan | From | Runs on |
|---|---|---|---|---|---|
| 1 | Betterment | 6.0 | Free plan | $0.05/mo | Android, iOS, Web |
| 2 | finbee | 6.0 | Free plan | ¥250/mo | Android, iOS |
| 3 | Chip | 5.9 | Free plan | £5.99/mo | Android, iOS |
| 4 | Goin | 5.9 | Free plan | €1.33/mo | Android, Browser, iOS |
| 5 | PiggyVest | 5.9 | Free plan | Free | Android, iOS, Web |
| 7 | SavingsBox | 5.9 | Free plan | $4.99/mo | Android, iOS, Web |
| 8 | Raiz | 5.3 | No | A$2.50/mo | Android, iOS, Web |
| 9 | Piggo | 5.2 | Free plan | Free | Android, iOS, Web |
| 10 | Guac | 5.1 | No | — | Web, iOS, Android |
| 11 | PayDay | 5.1 | No | — | Web |
| 12 | Qapital | 5.1 | No | $3/mo | Android, iOS |
| 13 | Spave | 5.1 | No | — | iOS, Android |
| 14 | Tunzi | 5.1 | No | — | Web, iOS, Android |
| 15 | Amini | 5.0 | No | — | iOS, Android |
| 16 | Nebo | 5.0 | No | — | iOS, Android |
| 17 | Albert | 4.9 | No | — | Web, iOS, Android |
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Questions about Plum alternatives
What is the best alternative to Plum?
Betterment, number 1 in automated savings apps with a score of 6.0 out of 10. The others here: finbee, Chip, Goin and 12 more.
What is the best free alternative to Plum?
Betterment is the best-ranked alternative with a free plan. 7 of the 16 alternatives here publish a free plan on their own pricing pages.
How are these alternatives ranked?
Ranked on what each maker publishes, open and connectable first: a public API, open-source code, the depth of its documentation and a free tier to try it on. Model lists are sorted by the figure in their title, exactly as each provider publishes it.