UnPay Loan Management System
APIyesOSS—FREEyesDOCS4/5
UL7.2#3 of 32
outWeb—Windows—Mac—LinuxoutAndroidoutiOS
Ranked in Loan Management Software ·Free plan
About
UnPay Loan Management System is ranked #3 of 32 in loan management software on Inferse. It runs on Android, API, iOS, Web. There is a free plan. A free trial is offered.
Compared on loan management software
Facts
- Purpose
- The system handles loan servicing from disbursement through repayment and closure.unpay.co · 30 Sept 2026
- Schedules
- It generates flat or reducing-balance instalment schedules at disbursement.unpay.co · 30 Sept 2026
- Repayment allocation
- Repayments are applied in a fixed order: penalty, interest, then principal.unpay.co · 30 Sept 2026
- Repayment methods
- The page lists NACH, eMandate, PDC, standing instructions, and manual receipts as collection channels or methods.unpay.co · 30 Sept 2026
- Delinquency and classification
- A scheduled sweep advances days past due and re-buckets loans against configured NPA thresholds.unpay.co · 30 Sept 2026
- Restructuring
- Listed resolution options include moratorium, EMI reduction, tenure extension, one-time settlement, legal action, and write-off.unpay.co · 30 Sept 2026
- API
- The API can post repayments, fetch schedules and balances, raise restructures or closures, and send webhooks for due, overdue, bucket-change, and closure events.unpay.co · 30 Sept 2026
- Audit and tenant controls
- The product page says restructuring and closure events record an actor and timestamp, and loan data is scoped to an organisation.unpay.co · 30 Sept 2026
- Security certification
- UnPay states that it is ISO 27001 certified and Cert-In certified.unpay.co · 30 Sept 2026
- Security practices
- The security policy says data is encrypted in transit using TLS and at rest using AES-256, with hardware-backed key management.unpay.co · 30 Sept 2026
- Support and pricing
- The pricing page lists community support for the free sandbox, email and chat support on Scale, and 24/7 named support on Enterprise; it says individual product rate cards are shared during onboarding.unpay.co · 30 Sept 2026
- Intended users
- The product page names NBFCs, microfinance providers, housing finance, vehicle and equipment finance, embedded lenders, and asset reconstruction as intended users.unpay.co · 30 Sept 2026
Company
- Founded
- 2024unpay.co · 28 Sept 2026
- Headquarters
- Bidhannagar, Kolkata, West Bengal, Indiaunpay.co · 28 Sept 2026
Best UnPay Loan Management System alternatives
See all 20
Where it ranks on Inferse
Sources
- unpay.co/products/loan-management-system· checked 30 Sept 2026
- unpay.co/information-security· checked 30 Sept 2026
- unpay.co/pricing· checked 30 Sept 2026