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Best Chip Alternatives in 2026

12 platforms from personal finance software ranked against Chip on the same published basis.

  1. 1
    PocketSmith Free plan AndroidapiiOSLinuxMac $0.83/mo8.9
    Chip vs PocketSmith
  2. 2
    YNAB Free trial AndroidapiiOSWeb $9.08/mo8.4
    Chip vs YNAB
  3. 3
    SoFi Free plan AndroidiOSMacWebWin 7.6
    Chip vs SoFi
  4. 4
    MoneyPatrol Free plan LinuxMacWin $1.67/mo7.4
    Chip vs MoneyPatrol
  5. 5
    EveryDollar Free plan WebiOSAndroid $17.99/mo7.3
    Chip vs EveryDollar
  6. 6
    PocketGuard WebiOSAndroid $6.25/mo7.3
    Chip vs PocketGuard
  7. 7
    GnuCash LinuxWinMac 7.2
    Chip vs GnuCash
  8. 8
    Rocket Money Free plan WebiOSAndroid Free7.2
    Chip vs Rocket Money
  9. 9
    Wallet by BudgetBakers WebiOSAndroid 7.2
    Chip vs Wallet by BudgetBakers
  10. 10
    Zaim Free plan WebiOSAndroid Free7.2
    Chip vs Zaim
  11. 11
    ClearCheckbook Free plan WebiOSAndroid $2.49/mo7.2
    Chip vs ClearCheckbook
  12. 12
    TimelyBills Free plan iOSAndroid $2.08/mo7.2
    Chip vs TimelyBills
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