Ramp AP

Input—per 1M tokens
Output—per 1M tokens
Context—tokens
WeightsClosed

About

Ramp AP is ranked #1 of 91 in accounts payable software on Inferse, made by Ramp AP (28 West 23rd Street, Floor 2, New York, NY 10010). It runs on Android, API, Browser extension, iOS, Web. There is a free plan. Paid plans start at $15/mo.

Compared on accounts payable software

Free plan
Yesramp.com
Paid from
$15/moramp.com
Invoice capture
ocrramp.com
Approval workflows
Yesramp.com
PO matching
Yesramp.com
Accounting integrations
2 integrationsramp.com
Payment execution
Yesramp.com
Multi-entity support
Yesramp.com

Facts

Free plan
Yesramp.com · 23 Sept 2026
Invoice capture
ocrramp.com · 23 Sept 2026
Approval workflows
Yesramp.com · 23 Sept 2026
PO matching
Yesramp.com · 23 Sept 2026
Accounting integrations
2ramp.com · 23 Sept 2026
Payment execution
Yesramp.com · 23 Sept 2026
Multi-entity support
Yesramp.com · 23 Sept 2026
Free AP tier
Ramp Bill Pay has a free tier with core Bill Pay features and no monthly software fee.ramp.com · 28 Sept 2026
Payment fees
Standard ACH costs $0.59, checks $1.99, same-day ACH $10, domestic wires $15, and SWIFT USD wires $20.ramp.com · 28 Sept 2026
Overnight check fee
Overnight check delivery costs $20 per transaction.ramp.com · 28 Sept 2026
Check attachment fee
Check attachments cost $1 per page.ramp.com · 28 Sept 2026
Plus trial
Ramp Plus offers a free 30-day trial, and users can switch plans anytime.ramp.com · 28 Sept 2026
OCR accuracy
Ramp OCR captures invoice details and line items with 99% accuracy.ramp.com · 28 Sept 2026
Payment methods
Bill Pay supports ACH, same-day ACH, card, check, domestic wire, and international wire payments.ramp.com · 28 Sept 2026
PO matching
Ramp performs two-way and three-way matching against purchase orders and receipts.ramp.com · 28 Sept 2026
Approval routing
Bills are routed to the right approver, with configurable roles and permissions.ramp.com · 28 Sept 2026
Admin permissions
Admins can decide who may view, approve, or pay while maintaining separation of duty.ramp.com · 28 Sept 2026
Accounting integrations
Bill Pay syncs with 10 ERPs, including NetSuite, Sage Intacct, and QuickBooks.ramp.com · 28 Sept 2026
Named integrations
Accounting integrations include QuickBooks Online, Xero, NetSuite, Sage Intacct, Acumatica, and Microsoft Dynamics 365 Business Central.ramp.com · 28 Sept 2026
Platform apps
Users can complete expenses and ask policy questions via SMS or Slack.ramp.com · 28 Sept 2026
1099 compliance
Ramp supports W-9 collection, tax-box mapping, and direct IRS and eligible-state filing.ramp.com · 28 Sept 2026
Company reach
More than 70,000 businesses or finance teams are described as using Ramp.ramp.com · 28 Sept 2026
Support channels
Ramp lists chat, email, phone, help center, AI help, priority support, and custom support.ramp.com · 28 Sept 2026
Cashback payments
Ramp’s agent identifies card-eligible vendors and submits payments to earn cashback.ramp.com · 28 Sept 2026
What it does
Ramp Bill Pay processes invoices, manages approvals, and pays vendors through an AI-powered accounts payable workflow.ramp.com · 28 Sept 2026
Processing speed
Ramp says Bill Pay makes invoice processing and payments 2.4x faster than legacy software.ramp.com · 28 Sept 2026
Invoice capture
Ramp’s OCR captures invoice details with 99% accuracy.ramp.com · 28 Sept 2026
AI agents
AP agents can auto-code invoices, flag suspicious vendor activity, recommend approvals, and identify card-eligible invoices.ramp.com · 28 Sept 2026
Standalone use
Ramp Bill Pay can run as a standalone AP solution without Ramp corporate cards or expense management.ramp.com · 28 Sept 2026
Vendor access
Vendors do not need a Ramp account to receive payment.ramp.com · 28 Sept 2026
1099 compliance
Ramp can collect W-9 information, map bill-pay spend to 1099-NEC and 1099-MISC boxes, and file with the IRS and eligible states.ramp.com · 28 Sept 2026
Integrations
Ramp offers 200+ integrations, including accounting, banking, HR and payroll, procurement, productivity, receipt automation, and travel tools.ramp.com · 28 Sept 2026
API and exports
Ramp supports custom CSV exports and an open API for connectivity when a specific integration is unavailable.ramp.com · 28 Sept 2026
Security and compliance
Ramp’s Trust Center lists CCPA, ISO/IEC 27001, PCI DSS, SOC 1, SOC 2, FedRAMP Moderate, GovRAMP, and TX-RAMP.trust.ramp.com · 28 Sept 2026
Mobile and desktop
Ramp offers iOS and Android apps, while its Help Center says it has no native Mac or Windows desktop app.support.ramp.com · 28 Sept 2026
Support
The pricing page lists 24/7 chat support for Free and 24/7 phone support for Plus and Enterprise.ramp.com · 28 Sept 2026
Target customers
Ramp describes its AP product for small and fast-growing companies, mid-sized finance teams, and multi-entity organizations with complex accounting needs.ramp.com · 28 Sept 2026

Company

Founded
2019ramp.com · 23 Sept 2026

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