Best Expense Reimbursement Software in 2026
Updated
In short: Ramp AP is ranked #1 of 35 as of 4 October 2026, ahead of Zoho Expense and Brex. The best-ranked option with a free plan is Zoho Expense. The lowest first paid tier on this page is Expensify at $5/mo.
Expense reimbursement software supports the path from an employee’s claim through review to payout. Compared on approval levels, payout methods, receipt capture, mileage reimbursement, per diem support, and mobile platforms, the entries give you several points to check against your policies and the way employees submit expenses. Ramp AP, Zoho Expense, and Brex are among the options shown; Moss and Emburse Spend are also listed. Consider which expense types your process needs to cover, how many approval steps apply, and which payout methods you use. Free-plan availability and paid-from pricing provide further details for comparing the available options.
35 expense reimbursement software ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
Expense Reimbursement Software, one module each. A lit port is something its maker publishes; 11 of the 25 on this page have a public API.
- 01 Ramp AP API yesOSS not on recordFREE yesDOCS 7.4$15/mo
- 02 Zoho Expense API yesOSS not on recordFREE yesDOCS 7.3$43/mo
- 03 Brex API yesOSS not on recordFREE yesDOCS 7.2$12/mo
- 04 Moss API yesOSS not on recordFREE yesDOCS 7.2Free
- 05 BILL Accounts Payable API yesOSS not on recordFREE not on recordDOCS 6.8$49/mo
- 06 Cegid Retail API yesOSS not on recordFREE not on recordDOCS 6.8
- 07 DATABASICS API yesOSS not on recordFREE not on recordDOCS 6.8$400/mo
- 08 Emburse Spend API yesOSS not on recordFREE not on recordDOCS 6.7$8/mo
- 09 ExpenseOnDemand API yesOSS not on recordFREE not on recordDOCS 6.6$6.87/mo
- 10 Minute7 API yesOSS not on recordFREE not on recordDOCS 6.6$8/mo
- 11 Pleo API yesOSS not on recordFREE not on recordDOCS 6.6£8/mo
- 12 Expensify API not on recordOSS not on recordFREE yesDOCS 5.9$5/mo
- 13 Odoo Expenses API not on recordOSS not on recordFREE yesDOCS 5.7Free
- 14 Navan Expense API not on recordOSS not on recordFREE not on recordDOCS 5.4$15/mo
- 15 Oracle Fusion Cloud ERP API not on recordOSS not on recordFREE not on recordDOCS 5.4
- 16 SAP Concur Invoice API not on recordOSS not on recordFREE not on recordDOCS 5.3
- 17 Chrome River Expense (now Emburse Expense Enterprise) API not on recordOSS not on recordFREE not on recordDOCS 5.1
- 18 Coupa Accounts Payable API not on recordOSS not on recordFREE not on recordDOCS 5.1
- 19 Expenzing Travel Expense API not on recordOSS not on recordFREE not on recordDOCS 5.1
- 20 Oracle Fusion Cloud Expenses API not on recordOSS not on recordFREE not on recordDOCS 5.1
- 21 Payhawk Accounts Payable API not on recordOSS not on recordFREE not on recordDOCS 5.1$349/mo
- 22 Workday Expenses API not on recordOSS not on recordFREE not on recordDOCS 5.1
- 23 Cimmra Expenses API not on recordOSS not on recordFREE not on recordDOCS 5.0
- 24 Continia Expense Management API not on recordOSS not on recordFREE not on recordDOCS 5.0
- 25 ExpenseIn API not on recordOSS not on recordFREE not on recordDOCS 5.0
Compare all 25 in a table
| # | Platform | Score | Free plan | From | Free plan | Paid from | Approval levels | Receipt capture |
|---|---|---|---|---|---|---|---|---|
| 1 | Ramp AP | 7.4 | Free plan | $15/mo | Yes | 15 /user/mo | — | — |
| 2 | Zoho Expense | 7.3 | Free plan | $43/mo | Yes | 3 /user/mo | custom | Yes |
| 3 | Brex | 7.2 | Free plan | $12/mo | Yes | 12 /user/mo | — | — |
| 4 | Moss | 7.2 | Free plan | Free | Yes | — | — | — |
| 5 | BILL Accounts Payable | 6.8 | No | $49/mo | Yes | — | — | — |
| 6 | Cegid Retail | 6.8 | No | — | No | — | custom | Yes |
| 7 | DATABASICS | 6.8 | No | $400/mo | No | — | custom | Yes |
| 8 | Emburse Spend | 6.7 | No | $8/mo | No | — | custom | Yes |
| 9 | ExpenseOnDemand | 6.6 | No | $6.87/mo | No | 6.37 /user/mo | — | — |
| 10 | Minute7 | 6.6 | No | $8/mo | No | 8 /user/mo | — | Yes |
| 11 | Pleo | 6.6 | No | £8/mo | No | 14 /user/mo | — | — |
| 12 | Expensify | 5.9 | Free plan | $5/mo | Yes | — | custom | Yes |
| 13 | Odoo Expenses | 5.7 | Free plan | Free | Yes | — | single | Yes |
| 14 | Navan Expense | 5.4 | No | $15/mo | Yes | 15 /user/mo | — | Yes |
| 15 | Oracle Fusion Cloud ERP | 5.4 | No | — | — | — | custom | Yes |
| 16 | SAP Concur Invoice | 5.3 | No | — | No | — | custom | Yes |
| 17 | Chrome River Expense (now Emburse Expense Enterprise) | 5.1 | No | — | — | — | custom | Yes |
| 18 | Coupa Accounts Payable | 5.1 | No | — | — | — | — | Yes |
| 19 | Expenzing Travel Expense | 5.1 | No | — | — | — | custom | Yes |
| 20 | Oracle Fusion Cloud Expenses | 5.1 | No | — | — | — | custom | Yes |
| 21 | Payhawk Accounts Payable | 5.1 | No | $349/mo | No | — | — | — |
| 22 | Workday Expenses | 5.1 | No | — | — | — | custom | Yes |
| 23 | Cimmra Expenses | 5.0 | No | — | — | — | custom | Yes |
| 24 | Continia Expense Management | 5.0 | No | — | No | — | custom | Yes |
| 25 | ExpenseIn | 5.0 | No | — | No | — | multi | Yes |
Is your platform on this list?
Numbered spots on this list can be sponsored, and a sponsored row is labelled as paid.
Questions about this list
Which expense reimbursement software is ranked first on Inferse?
Ramp AP is ranked #1 of 35 with a score of 7.4. Zoho Expense is second and Brex third.
How many of these have a free plan?
6 of the 25 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, Expensify has the lowest first paid tier we found: $5/mo.
How is this list ranked?
Ranked on what each maker publishes, open and connectable first: a public API, open-source code, the depth of its documentation and a free tier to try it on. Model lists are sorted by the figure in their title, exactly as each provider publishes it.