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Best SoFi Alternatives in 2026

12 platforms from personal finance software ranked against SoFi on the same published basis.

  1. 1
    PocketSmith Free plan AndroidapiiOSLinuxMac $0.83/mo8.9
    SoFi vs PocketSmith
  2. 2
    YNAB Free trial AndroidapiiOSWeb $9.08/mo8.4
    SoFi vs YNAB
  3. 4
    MoneyPatrol Free plan LinuxMacWin $1.67/mo7.4
    SoFi vs MoneyPatrol
  4. 5
    EveryDollar Free plan WebiOSAndroid $17.99/mo7.3
    SoFi vs EveryDollar
  5. 6
    Rocket Money Free plan WebiOSAndroid Free7.2
    SoFi vs Rocket Money
  6. 7
    Zaim Free plan WebiOSAndroid Free7.2
    SoFi vs Zaim
  7. 8
    ClearCheckbook Free plan WebiOSAndroid $2.49/mo7.2
    SoFi vs ClearCheckbook
  8. 9
    TimelyBills Free plan iOSAndroid $2.08/mo7.2
    SoFi vs TimelyBills
  9. 10
    Actual Budget Free plan WebWinMacLinux Free7.1
    SoFi vs Actual Budget
  10. 11
    Money Manager Ex Free plan WinMacLinuxiOSAndroid Free7.1
    SoFi vs Money Manager Ex
  11. 12
    Emma Free plan WebiOSAndroid £4.99/mo7.1
    SoFi vs Emma
  12. 13
    Talvo Free plan WebiOSAndroid €6/mo7.0
    SoFi vs Talvo
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