Finance & Accounting·Standings

Accounting & Finance Software

Accounting and finance software helps businesses record transactions, manage bills and customer payments, and reconcile bank activity; the right choice depends on the accounting features and platforms you need.

Compare free plans and starting prices, then check the score out of 10 and the marks for a public API, open-source code, and a free tier. A free trial and a free plan are different: a trial lasts for a set period, while a free plan has no stated end date here.

  • 26 platforms
  • 5 with a public API on this page
  • 9 with a free tier
  • Checked 28 Sept 2026
  1. 1
    G
    GnuCashgnucash.org

    Open-source accounting software is free and includes budgeting features across supported systems.

    7.7 APIOpenFree Free tier
  2. 2
    F
    FreeAgentfreeagent.com

    A finance service offers a free option, paid plans, web and mobile apps, and API access.

    6.6 APIOpenFree Free tier
  3. 3
    Z
    ZipBookszipbooks.com

    Bookkeeping service for mobile, web, browser extension and API use; it has a free plan.

    6.6 APIOpenFree Free tier · from $15/mo
  4. 4
    W
    Wavewaveapps.com

    Invoice service for phones, the web and API connections, with free and paid plans from $19 monthly.

    6.6 APIOpenFree Free tier · from $72/yr
  5. 5
    OA
    Odoo Accountingodoo.com

    An accounting app has a free option for web, phones, or self-hosting and can match bank entries automatically.

    6.6 APIOpenFree Free tier
  6. 6
    ZB
    Zoho Bookszoho.com
    6.4 APIOpenFree Free tier · from $15/mo
  7. 7
    MB
    MYOB Businessmyob.com

    Web, mobile, and Windows accounting with bank feeds, automatic reconciliation, and invoicing.

    6.3 APIOpenFree From A$15/mo
  8. 8
    S5
    Sage 50sage.com

    Paid accounting for Windows, web, and mobile, with a 30-day trial.

    6.3 APIOpenFree From $1,155/yr
  9. 9
    F
    FreshBooksfreshbooks.com

    An accounting service runs on web, phones, tablets, and computers; plans start at $23 monthly.

    6.3 APIOpenFree From $4.60/mo
  10. 10
    B
    BUSYbusy.in

    A web finance tool has a free option, a 15-day trial, and paid plans from ₹5,000 a year.

    6.3 APIOpenFree Free tier · from ₹5,000/yr
  11. 11
    D
    Digitsdigits.com

    AI bookkeeping software with bill pay, invoicing, and financial updates; plans start at $65 monthly.

    6.2 APIOpenFree From $65/mo
  12. 12
    QT
    QuickBooks Timequickbooks.intuit.com

    A work-hours app runs on web and phones, offers API access, and includes a 30-day trial.

    6.2 APIOpenFree From $20/mo
  13. 13
    AS
    Accounting Seedaccountingseed.com

    Accounting Seed is a cloud accounting and ERP application built natively on Salesforce for managing financial data through the business lifecycle.

    5.9 APIOpenFree From $750/mo
  14. 14
    P
    Puzzlepuzzle.io

    AI accounting with cash and accrual views, plain-language answers, and plans from $30 monthly.

    5.9 APIOpenFree From $30/mo
  15. 15
    HA
    Holded APIholded.com

    The Holded API lets businesses manage invoices, contacts, products, and other business data programmatically.

    5.9 APIOpenFree From $15/mo
  16. 16
    XE
    Xero Expensesxero.com

    Xero Expenses lets employees submit business expense claims for approval and reimbursement.

    5.8 APIOpenFree From $5.40/mo
  17. 17
    PA
    Patriot Accountingpatriotsoftware.com

    Patriot Accounting is online accounting software for small businesses and accountants.

    5.7 APIOpenFree From $20/mo
  18. 18
    A
    Akauntingakaunting.com

    Online bookkeeping is free to start, with bank feeds and annual subscriptions from $8 per month.

    5.7 APIOpenFree Free tier · from $72/yr
  19. 19
    ON
    Oracle NetSuitenetsuite.com

    Web and mobile finance software with inventory and order management; pricing is available on request.

    5.5 APIOpenFree —
  20. 20
    AA
    Acumatica Accounts Payableacumatica.com

    AP software that reads invoice files, manages approvals, and prepares vendor payments.

    5.2 APIOpenFree —
  21. 21
    M
    Managermanager.io

    Free web accounting for creating invoices and capturing receipts; bank feeds are not included.

    5.2 APIOpenFree Free tier
  22. 22
    RO
    Reckon Onereckon.com
    4.9 APIOpenFree From A$16/mo
  23. 23
    T
    TallyPrimetallysolutions.com

    Online bookkeeping with automatic reconciliation; paid plans start at $630.

    4.8 APIOpenFree From $630/mo
  24. 24
    Z
    ZarMoneyzarmoney.com
    4.8 APIOpenFree From $20/mo
  25. 25
    AA
    AME Accounting Softwareamesoftware.com

    Windows accounting software with accounts payable, receivable, and bank reconciliation.

    4.1 APIOpenFree —

Places #1, #2, #3, #4, #5 on this board are open to sponsors. Take #1 · Other ways to advertise

How to choose

Which accounting features should I compare?

Start with the work you need to handle: accounts payable, accounts receivable, bank reconciliation, supported currencies, and accounting basis.

Compare those details against your workflow. A tool focused on accounts payable, such as Acumatica Accounts Payable, may suit a different need than a general accounting product.

Which platforms does the software need to run on?

Choose a product that runs on the platforms you use, such as web, iOS, Android, or Windows.

If you need a public API or self-hosted software, check those platform marks directly. A public API is a way for other software to connect to the product; self-hosted means you run the software on your own systems.

Should I choose a free plan, trial, or paid product?

A free plan has no stated charge, while a free trial gives temporary access before a paid plan may be needed.

Check the listed starting price and trial terms before deciding. For example, 1C:Accounting 8 lists a 30-day trial, while Digits lists a starting price of $65 per month and a 30-day trial.

Do I need an API or open-source accounting software?

Look for a public API if the product needs to connect with other software, and check the open-source mark if you need to inspect or change its code.

An API is a published way for programs to exchange information. Open-source code can be inspected, subject to its license; check the license before making plans to change or redistribute it.

Questions

What should I compare when choosing accounting software?

Compare accounts payable and receivable, bank reconciliation, supported currencies, accounting basis, price, and the platforms you need.

Is a free trial the same as a free plan?

No. A free trial lasts for a stated period; a free plan is a no-cost plan without a stated trial end date.

What does an accounting software API do?

A public API gives other software a published way to connect with the product and exchange information.

What does self-hosted accounting software mean?

Self-hosted software runs on systems you manage rather than being accessed only as a hosted web service.

How is the signal score calculated?

It reflects maker-published information about product use, a public API, documentation depth, open-source code, and a free tier.

Some top positions on this board can be paid placements, standing where they were sold. The facts on each platform are not for sale. How we rank · Disclosure